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409 Spruce St, Manhattan, MT 59741 Property Records

Gallatin County property record for 409 Spruce St, Manhattan, MT 59741

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,050 sqft · built 1983
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$372,500 (Sep 2018)
Tax Bill$2,493 (2026)
Deeds & MortgagesOct 2025 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN00REE22108

Property Details

APN / Parcel Number

Primary APN00REE22108
Alternative APNs
  • 06-1009-11-2-29-07-0000
  • R0627638

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
Basement Area1,050 sqft
Finished Basement1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleBi-Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area164 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00REE22108
Street Address409 SPRUCE ST
CityMANHATTAN
StateMT
Zip59741-2295
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionMOUNTAIN VIEW AMND, S11, T01 N, R03 E, BLOCK 2, LOT 3
Legal Range03E
Legal Township01N
Legal Section11
Legal SubdivisionMOUNTAIN VIEW AMND
Legal Block2
Legal Lot Number3
JurisdictionGALLATIN MT
Township / Civil DivisionMANHATTAN
Census Block Group4
Census Block4029
Census Tract400

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 935, MANHATTAN, MT 59741-0935
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING
Sep 14, 2018Warranty Deed, Transfer · Conventional Mortgage
COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Prior SaleJul 15, 2016 · Amount on Record
Deed Document Number20182626621
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLATIN MT
Property Address409 SPRUCE ST, MANHATTAN, MT 59741-2295
Transaction TypeMortgage
Record UpdatedNov 17, 2025
Title CompanyMONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002863515
DateOct 29, 2025
Instrument2863515
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLATIN MT
Recording DateSep 14, 2018
Property Address409 SPRUCE ST, MANHATTAN, MT 59741-2295
Document Number2626621
Map ReferencePL D-33-A
Instrument DateSep 13, 2018
Instrument2626621
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyMONTANA TITLE AND ESCROW, MONRANA TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SPRUCE ST, MANHATTAN, MT 59741-2295

Mortgage

Document Number2626622
DateSep 14, 2018
Instrument2626622
Lender
NameCOLUMBIA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
MunicipalityManhattan Town
Elementary School DistrictManhattan School (PK - 08)
Secondary School DistrictManhattan High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,493.00 (-23.17%)$562,600 (+19.86%)$562,600 (+19.86%) Land $196,107 Building $366,493
2023$3,245.00$469,400$469,400 Land $158,647 Building $310,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MANHATTAN
serves 1,800 people · EPA ID MT0000285
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
SkyNet Communications
Fixed Wireless		200 / 30

May also be available: T-Mobile.

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