412 Palmac St, San Marcos, CA 92069 Property Records

San Diego County property record for 412 Palmac St, San Marcos, CA 92069 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,364 sqft Living Area
Lot Size10,100 sqft (0.232 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$5,269.00 (2025)

Property Details

APN / Parcel Number

Primary APN219-305-17-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,364 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area10,100 sqft (0.232 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address412 PALMAC ST
CitySAN MARCOS
StateCA
Zip92069-1315
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 16 TR 007359
Legal SubdivisionPALOMARCOS GARDENS
Legal Tract007359
Legal Block1
Legal Lot Number16
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1004
Census Tract20038

Owner

Source: San Diego County records · APN 219-305-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 PALMAC ST, SAN MARCOS, CA 92069-1315
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Deed of Trust, Mortgage · Line of Credit
CABRILLO CU
Mar 08, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Jun 15, 2021Intrafamily Transfer, Transfer · Veterans Administration Mortgage
NATIONS DIRECT MORTGAGE LLC
Nov 16, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2021
Deed SaleJun 15, 2021
Prior SaleJan 30, 2015 · Amount on Record
Deed Doc Number2021440302
Prior Transfer DateJun 08, 2021
Prior Transfer Doc0000440302
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 PALMAC ST, SAN MARCOS, CA 92069-1315
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 PALMAC ST, SAN MARCOS, CA 92069-1315

Mortgage

Document Number0000278425
DateJul 07, 2022
Instrument2022-0278425
Lender
NameCABRILLO CU
TypeCredit Union
AddressSAN DIEGO, CA 92131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 PALMAC ST, SAN MARCOS, CA 92069-1315
Transaction TypeMortgage
Record UpdatedMar 17, 2022
Title CompanyTIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 PALMAC ST, SAN MARCOS, CA 92069-1315

Mortgage

Document Number0000102818
DateMar 08, 2022
Instrument2022-0102818
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2021
Property Address412 PALMAC ST, SAN MARCOS, CA 92069-1315
Document Number0000440302
Map ReferenceMAP 7359
Instrument DateJun 08, 2021
Instrument2021-0440302
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNC TITLE COMPANY, NETCO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 PALMAC ST, SAN MARCOS, CA 92069-1315

Mortgage

Document Number0000440303
DateJun 15, 2021
Instrument2021-0440303
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 PALMAC ST, SAN MARCOS, CA 92069-1315
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERSTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000536691
DateNov 16, 2017
Instrument2017-0536691
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address412 PALMAC ST, SAN MARCOS, CA 92069-1315
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000321149
DateJun 19, 2020
Instrument2020-0321149
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$474,406 (+2%) Land $103,561 Building $370,845
2025$5,269.00 (+7.62%) Homeowner's exemption$465,105 (+4.04%) Land $101,531 Building $363,574
2023$4,896.00 (+1.41%) Homeowner's exemption$447,047 Land $97,590 Building $349,457
2022$4,828.00

Flood & Wildfire

412 Palmac St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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