San Diego County property record for 411 Palmac St, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,532 sqft · built 1974 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $427,000 (May 2017) |
| Tax Bill | $5,697 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage May 2026 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 219-305-10-00 |
| Primary APN | 219-305-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,532 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 411 PALMAC ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-7.5 |
| Legal Description | LOT 9 TR 007359 |
| Legal Subdivision | PALOMARCOS GARDENS |
| Legal Tract | 007359 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20038 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC |
| May 18, 2026 | Gift Deed, Transfer · Conventional Mortgage FUNDING |
| Dec 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| May 31, 2017 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| May 31, 2017 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| May 31, 2017 | Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Deed Document Number | 2017243816 |
| Last Transfer Date | May 12, 2026 |
| Transfer Doc | 0000142205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | ALL CALIFORNIA TITLE |
| Name | Verified Name |
|---|---|
| Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000015901 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025-0015901 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2026 |
| Property Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000142205 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026142205 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000142206, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026142206 |
| Name | FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000594817 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 594817 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 PALMAC ST SAN MARCOS CA 920691315, SAN MARCOS, CA 92069-1315 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 31, 2017 |
| Property Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000243815 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 243815 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31121 SHICALI CT TEMECULA CA 925925700, TEMECULA, CA 92592-5700 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 31, 2017 |
| Property Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000243814 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 243814 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31121 SHICALI CT TEMECULA CA 925925700, TEMECULA, CA 92592-5700 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 31, 2017 |
| Property Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000243816 |
| Map Reference | MAP7359 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 2017-0243816 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 411 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000243817 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017-0243817 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jun 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 4.32% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $758,541 (+53.07%) Land $534,940 Building $223,601 | |
| 2025 | $5,697.00 (+7.55%) | $495,564 (+4.04%) Land $348,173 Building $147,391 |
| 2023 | $5,297.00 (+1.36%) | $476,322 Land $334,654 Building $141,668 |
| 2022 | $5,226.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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