San Diego County property record for 408 Palmac St, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,502 sqft · built 1974 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Jul 2021) |
| Tax Bill | $9,614 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-305-18-00 |
| Primary APN | 219-305-18-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 8,800 sqft (0.202 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 408 PALMAC ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-7.5 |
| Legal Description | LOT 17 TR 007359 |
| Legal Subdivision | PALOMARCOS GARDENS |
| Legal Tract | 007359 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20038 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Jul 12, 2019 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 2021509498 |
| Prior Transfer Date | Oct 28, 2002 |
| Prior Transfer Doc | 0001024992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 16, 2021 |
| Property Address | 408 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000509498 |
| Map Reference | MAP 7359 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021-0509498 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | PACIFIC COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2249 BLISS CIR, OCEANSIDE, CA 92056-3595 |
| Document Number | 0000509499 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-0509499 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 408 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 408 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000822565 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020-0822565 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2019 |
| Property Address | 408 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000279909 |
| Map Reference | MAP 7359 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 2019-0279909 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 PALMAC ST, SAN MARCOS, CA 92069-1315 |
| Document Number | 0000279910 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2019-0279910 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $855,120 (+2%) Land $627,810 Building $227,310 | |
| 2025 | $9,614.00 (+7.55%) | $838,353 (+4.04%) Land $615,500 Building $222,853 |
| 2023 | $8,939.00 (+1.37%) | $805,800 Land $591,600 Building $214,200 |
| 2022 | $8,818.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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