Lorain County property record for 412 Metcalf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,900 (Dec 2018) |
| Tax Bill | $2,543 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-031-107-004 |
| Primary APN | 06-25-031-107-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 210 ft deep x 101 ft wide |
| Garage Type | Detached |
| Garage Area | 848 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Patio Area | 160 sqft |
| Canopy | 160 sqft |
| Heating System | HVAC |
|---|
| Street Address | 412 METCALF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 4 70.75 X 118 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION NO 4 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 415 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-031-107-004
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 19, 2018 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Feb 22, 2018 | Grant Deed, Transfer OHIO TITLE CORPORATION |
| Jul 25, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | Feb 22, 2018 |
| Deed Document Number | 2018007345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 20, 2026 |
| Property Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000104105 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026104105 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000104105, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 2026104105 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000887260 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-0887260 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000822920 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-0822920 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 20210822920 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-0822920 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 19, 2018 |
| Property Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000698752 |
| Map Reference | VOL13 PG7&8 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 2018-0698752 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000698753 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2018-0698753 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 22, 2018 |
| Property Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000662434 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 662434 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2018 |
| Title Company | OHIO TITLE CORPORATION |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52464 WARD RD WAKEMAN OH 448899014, WAKEMAN, OH 44889-9014 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 25, 2017 |
| Property Address | 412 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000637999 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 637999 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $176.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,543.00 | $54,010 (-0.01%) Land $14,370 Building $39,640 | $154,320 (-) Land $41,050 Building $113,270 |
| 2024 | $2,543.00 (+14.24%) | $54,013 (+32.19%) Land $14,368 Building $39,645 | $154,320 (+32.19%) Land $41,050 Building $113,270 |
| 2023 | $2,226.00 (+0.36%) | $40,859 (%) Land $11,389 Building $29,470 | $116,740 (-) Land $32,540 Building $84,200 |
| 2022 | $2,218.00 | $40,860 Land $11,390 Building $29,470 | |
| 2021 | $116,740 Land $32,540 Building $84,200 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930701013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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