Lorain County property record for 428 Metcalf Rd, Elyria, OH 44035 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,391 sqft · built 1958 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2022) |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-031-107-020 |
| Primary APN | 06-25-031-107-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Basement Area | 940 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 428 METCALF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 50 X 150 |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 453 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-031-107-020
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 METCALF RD, ELYRIA, OH 44035-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Apr 22, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 03, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2022 · Amount on Record |
| Deed Sale | Nov 01, 2022 · Amount on Record |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Prior Transfer Date | May 10, 2005 |
| Prior Transfer Doc | 0000071365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 01, 2022 |
| Property Address | 428 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000897261 |
| Map Reference | VOL 13 PG 7&8 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-0897261 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 METCALF RD, ELYRIA, OH 44035-2922 |
| Investor | Possibly a Property Investor |
| Document Number | 0000897262 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022-0897262 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 22, 2022 |
| Property Address | 428 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000872387 |
| Map Reference | VOL 13 PG 7&8 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-0872387 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 03, 2022 |
| Property Address | 428 METCALF RD, ELYRIA, OH 44035-2922 |
| Document Number | 0000865239 |
| Map Reference | VOL 13 PG 7&8 |
| Instrument Date | Feb 04, 2022 |
| Instrument | 2022-0865239 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 METCALF RD, ELYRIA, OH 44035-2922 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,123.00 | $45,090 (+0.01%) Land $9,450 Building $35,640 | $128,820 (-) Land $27,000 Building $101,820 |
| 2024 | $2,123.00 (+4.17%) | $45,087 (+20.54%) Land $9,450 Building $35,637 | $128,820 (+20.54%) Land $27,000 Building $101,820 |
| 2023 | $2,038.00 (-2.07%) | $37,405 (-0.01%) Land $7,490 Building $29,915 | $106,870 (-) Land $21,400 Building $85,470 |
| 2022 | $2,081.00 | $37,410 Land $7,490 Building $29,920 | |
| 2021 | $106,870 Land $21,400 Building $85,470 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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