Lorain County property record for 411 Metcalf Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1952 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Nov 2025) |
| Tax Bill | $1,039 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-031-108-001 |
| Primary APN | 06-25-031-108-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,544 sqft |
| 1st Floor Area | 1,192 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 411 METCALF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY FRNT 0075.00 DPTH 0161.00 |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Block | 108 |
| Legal Lot Number | 458 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-031-108-001
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 METCALF RD, ELYRIA, OH 44035-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage YOUR HOME FINANCIAL LLC |
| Sep 09, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 09, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Deed Document Number | 202576744 |
| Prior Transfer Date | Apr 08, 2021 |
| Prior Transfer Doc | 20210811714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 25, 2025 |
| Property Address | 411 METCALF RD, ELYRIA, OH 44035-2921 |
| Document Number | 0000076744 |
| Map Reference | VOL 13 PG 7&8 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025-0076744 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | NEWMAN TITLE, NEWMAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 METCALF RD, ELYRIA, OH 44035-2921 |
| Document Number | 0000076745 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025-0076745 |
| Name | YOUR HOME FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 09, 2025 |
| Property Address | 411 METCALF RD, ELYRIA, OH 44035-2921 |
| Document Number | 0000066846 |
| Map Reference | VOL 13 PG 7 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 2025-0066846 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 411 METCALF RD, ELYRIA, OH 44035-2921 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 09, 2021 |
| Property Address | 411 METCALF RD, ELYRIA, OH 44035-2921 |
| Document Number | 20210811714 |
| Map Reference | VOL 13 PG 7&8 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 2021-0811714 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 411 METCALF RD, ELYRIA, OH 44035-2921 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,039.00 (-33.95%) Homeowner's exemption | $42,370 (+0.01%) Land $12,170 Building $30,200 | $121,040 (-) Land $34,760 Building $86,280 |
| 2024 | $1,573.00 (+26.55%) | $42,364 (+33.04%) Land $12,166 Building $30,198 | $121,040 (+33.04%) Land $34,760 Building $86,280 |
| 2023 | $1,243.00 (-0.8%) | $31,844 (+0.01%) Land $9,643 Building $22,201 | $90,980 (-) Land $27,550 Building $63,430 |
| 2022 | $1,253.00 | $31,840 Land $9,640 Building $22,200 | |
| 2021 | $90,980 Land $27,550 Building $63,430 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930701013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 346 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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