412 Greding St, Bluffton, OH 45817 Property Records

Allen County property record for 412 Greding St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,202 sqft · built 1995
Lot Size	0.315 acres (13,721 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (May 2018)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	May 2018 Loan Modification May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-1208-04-027.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-04-027.000`
Alternative APN	`A0228120804027000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	2,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	13,721 sqft (0.315 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	162 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	412 GREDING ST
City	BLUFFTON
State	OH
Zip	45817-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 3 SUBDIVISION LOT 1155 JOINT TEN FF 93.56
Legal Subdivision	SWISS PARK NO 3 SUBDIVISION
Legal Lot Number	1155
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3016
Census Tract	10100

Owner

412 Greding St is owned and occupied by two individuals who bought it in May 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 GREDING ST, BLUFFTON, OH 45817-1443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Loan Modification, Mortgage · Conventional Mortgage SUPERIOR CU
May 11, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Oct 24, 1995 · Amount on File
Deed Document Number	20185267
Deed Book / Page	2018 / 5267
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	412 GREDING ST, BLUFFTON, OH 45817-1443
Document Number	0000005268
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 GREDING ST BLUFFTON OH 458171443, BLUFFTON, OH 45817-1443

Mortgage

Document Number	0000005268
Date	May 11, 2018
Instrument	5268

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	May 11, 2018
Property Address	412 GREDING ST, BLUFFTON, OH 45817-1443
Document Number	0000005267
Instrument Date	May 11, 2018
Instrument	5267
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 GREDING ST BLUFFTON OH 458171443, BLUFFTON, OH 45817-1443

Tax Assessment & Valuation

The 2025 property tax bill for 412 Greding St was $2,921, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (-0.1%)	$88,560 (-) Land $13,340 Building $75,220	$253,000 (-) Land $38,100 Building $214,900
2024	$2,924.00 (+17.81%) Homeowner's exemption	$88,560 (+27.02%) Land $13,340 Building $75,220	$253,000 Land $38,100 Building $214,900
2023	$2,482.00 (-1.08%) Homeowner's exemption	$69,720 (-) Land $10,500 Building $59,220
2022	$2,509.00 Homeowner's exemption	$69,720 Land $10,500 Building $59,220
2021			$199,200 Land $30,000 Building $169,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Greding St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Greding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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