405 Greding St, Bluffton, OH 45817 Property Records

Allen County property record for 405 Greding St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1995
Lot Size	0.405 acres (17,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,000 (Dec 1994)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1208-05-001.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-05-001.000`
Alternative APN	`A0228120805001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	17,642 sqft (0.405 acres)
Lot Dimensions	186 ft deep x 94.8 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	80 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	405 GREDING ST
City	BLUFFTON
State	OH
Zip	45817-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 4 SUBDIVISION LOT 1170 JOINT TEN FF 125.61
Legal Subdivision	SWISS PARK NO 4 SUBDIVISION
Legal Lot Number	1170
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3017
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 GREDING ST, BLUFFTON, OH 45817-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 1994 · Amount on Record
Deed Sale	Dec 19, 1994 · Amount on Record
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	405 GREDING ST, BLUFFTON, OH 45817-1440
Document Number	0000009493
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 GREDING ST BLUFFTON OH 458171440, BLUFFTON, OH 45817-1440

Mortgage

Document Number	0000009493
Date	Aug 13, 2020
Instrument	9493

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 12, 2035

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,454.00 (-0.04%)	$74,380 (-) Land $14,110 Building $60,270	$212,500 (-) Land $40,300 Building $172,200
2024	$2,455.00 (+17.69%) Homeowner's exemption	$74,380 (+27.02%) Land $14,110 Building $60,270	$212,500 (+27.02%) Land $40,300 Building $172,200
2023	$2,086.00 (-1%) Homeowner's exemption	$58,560 (-) Land $11,100 Building $47,460
2022	$2,107.00 Homeowner's exemption	$58,560 Land $11,100 Building $47,460
2021			$167,300 Land $31,700 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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