406 Greding St, Bluffton, OH 45817 Property Records

Allen County property record for 406 Greding St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,808 sqft · built 2000
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2026)
Tax Bill	$3,754 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1208-04-030.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-04-030.000`
Alternative APN	`A0228120804030000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,808 sqft Living Area
Gross Area	3,928 sqft
1st Floor Area	936 sqft
Upper Floors Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	120 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Frame Porch
Porch Area	216 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	406 GREDING ST
City	BLUFFTON
State	OH
Zip	45817-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 5 SUBDIVISION LOT 1216 JOINT TEN FF 101.26
Legal Subdivision	SWISS PARK NO 5 SUBDIVISION
Legal Lot Number	1216
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3016
Census Tract	10100

Owner

Source: Allen County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 GREDING ST, BLUFFTON, OH 45817-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Sep 6, 2000 · Amount on Record
Deed Document Number	20267493
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 16, 2026
Property Address	406 GREDING ST, BLUFFTON, OH 45817-1443
Document Number	0000007493
Instrument Date	Jul 15, 2026
Instrument	20267493
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GREDING ST, BLUFFTON, OH 45817-1443

Mortgage

Document Number	0000007494,
Date	Jul 16, 2026
Instrument	20267494

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,754.00 (-0.08%)	$113,720 (-) Land $12,950 Building $100,770	$324,900 (-) Land $37,000 Building $287,900
2024	$3,757.00 (+17.77%) Homeowner's exemption	$113,720 (+27%) Land $12,950 Building $100,770	$324,900 (+27.01%) Land $37,000 Building $287,900
2023	$3,190.00 (-1.09%) Homeowner's exemption	$89,540 (-) Land $10,190 Building $79,350
2022	$3,225.00 Homeowner's exemption	$89,540 Land $10,190 Building $79,350
2021			$255,800 Land $29,100 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

Nearby Properties on Greding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures