Mercer County property record for 412 E Sycamore St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,190 sqft · built 1960 |
| Lot Size | 0.129 acres (5,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,400 (Mar 2019) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-070400.0000 |
| Primary APN | 05-070400.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Basement Area | 952 sqft |
| Finished Basement | 952 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 5,650 sqft (0.129 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Street Address | 412 E SYCAMORE ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FETZERS 3RD ADD LOT#: 324 |
| Legal Subdivision | FETZERS 3RD ADD |
| Legal Lot Number | 324 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 967700 |
Source: Mercer County records · APN 05-070400.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MERRE COUNTY BOARD OF COMMISSIONERS |
| Mar 22, 2019 | Warranty Deed, Transfer · Unknown SUPERIOR CU INC |
| Oct 29, 2018 | Warranty Deed, Transfer |
| May 24, 2017 | Deed of Trust, Mortgage SUPERIOR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on Record |
| Deed Sale | Mar 22, 2019 · Amount on Record |
| Prior Sale | Oct 29, 2018 · Amount on Record |
| Deed Document Number | 20191163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 412 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400000705 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 202400000705 |
| Name | MERRE COUNTY BOARD OF COMMISSIONERS |
|---|---|
| Type | Government Agency |
| Address | COLDWATER, OH 45828 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Mar 22, 2019 |
| Property Address | 412 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Document Number | 201900001163 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 201900001163 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 412 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Document Number | 201900001164 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 201900001164 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 29, 2018 |
| Property Address | 412 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Document Number | 201800005228 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 201800005228 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 725 LILAC DR, COLDWATER, OH 45828-1400 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 412 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700002365 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 201700002365 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 24, 2037 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 | $51,280 (-) Land $5,950 Building $45,330 | |
| 2024 | $1,707.00 (+1.91%) | $51,280 (-) Land $5,950 Building $45,330 | |
| 2023 | $1,675.00 (+9.41%) | $51,280 (+23%) Land $5,950 Building $45,330 | $146,500 (+23.01%) Land $17,000 Building $129,500 |
| 2022 | $1,531.00 | $41,690 Land $3,750 Building $37,940 | |
| 2020 | $119,100 Land $10,700 Building $108,400 |
Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Mutual Telephone Company Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| New Knoxville Telephone Company/GoldStar Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 438 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER VILLAGE serves 4,774 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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