Mercer County property record for 402 E Sycamore St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,626 sqft · built 1950 |
| Lot Size | 0.129 acres (5,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,400 (Jan 2014) |
| Tax Bill | $2,486 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-070900.0000 |
| Primary APN | 05-070900.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| Basement Area | 740 sqft |
| Unfinished Basement | 740 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 5,650 sqft (0.129 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Street Address | 402 E SYCAMORE ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FETZERS 3RD ADD LOT#: 329 |
| Legal Subdivision | FETZERS 3RD ADD |
| Legal Lot Number | 329 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 967700 |
Source: Mercer County records · APN 05-070900.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2018 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2014 · Amount on Record |
| Deed Sale | Jan 29, 2014 · Amount on Record |
| Deed Document Number | 2014348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 402 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800002633 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 201800002633 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 402 E SYCAMORE ST, COLDWATER, OH 45828-1835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000006880 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 202000006880 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,486.00 | $72,910 (-) Land $5,950 Building $66,960 | |
| 2024 | $2,486.00 (+1.8%) | $72,910 (-) Land $5,950 Building $66,960 | |
| 2023 | $2,442.00 (+15.73%) | $72,910 (+30.01%) Land $5,950 Building $66,960 | $208,300 (+30.02%) Land $17,000 Building $191,300 |
| 2022 | $2,110.00 | $56,080 Land $3,750 Building $52,330 | |
| 2020 | $160,200 Land $10,700 Building $149,500 |
Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Mutual Telephone Company Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| New Knoxville Telephone Company/GoldStar Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 438 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER VILLAGE serves 4,774 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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