406 E Sycamore St, Coldwater, OH 45828 Property Records

Mercer County property record for 406 E Sycamore St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,265 sqft · built 1950
Lot Size	0.129 acres (5,650 sqft)
Owner	Individual Name on File
Last Sale	$204,166 (Apr 2023)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-070700.0000`

Property Details

APN / Parcel Number

Primary APN	`05-070700.0000`
Alternative APN	`08-34-115-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
Basement Area	1,012 sqft
Finished Basement	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,650 sqft (0.129 acres)
Lot Dimensions	113 ft deep x 50 ft wide

Location & Zoning

Street Address	406 E SYCAMORE ST
City	COLDWATER
State	OH
Zip	45828-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FETZERS 3RD ADD LOT#: 327
Legal Subdivision	FETZERS 3RD ADD
Legal Lot Number	327
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	4
Census Block	4004
Census Tract	967700

Owner

Source: Mercer County records · APN 05-070700.0000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E SYCAMORE ST, COLDWATER, OH 45828-1835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2023 · Amount on Record
Deed Sale	Apr 03, 2023 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	20231200
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	0000005169
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Apr 03, 2023
Property Address	406 E SYCAMORE ST, COLDWATER, OH 45828-1835
Document Number	202300001200
Instrument Date	Mar 29, 2023
Instrument	202300001200
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E SYCAMORE ST, COLDWATER, OH 45828-1835

Mortgage

Document Number	202300001201
Date	Apr 03, 2023
Instrument	202300001201

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00	$55,340 (-) Land $5,950 Building $49,390
2024	$1,887.00 (+4.43%)	$55,340 (-) Land $5,950 Building $49,390
2023	$1,807.00 (+11.68%)	$55,340 (+25.57%) Land $5,950 Building $49,390	$158,100 (+25.58%) Land $17,000 Building $141,100
2022	$1,618.00	$44,070 Land $3,750 Building $40,320
2020			$125,900 Land $10,700 Building $115,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Mutual Telephone Company Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
New Knoxville Telephone Company/GoldStar Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLDWATER VILLAGE serves 4,774 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.