Oswego County and Oswego City property record for 412 E River Rd, Oswego, NY 13126 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 49,223 sqft (1.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2013) |
| Tax Bill | $5,437.00 (2025) |
Source: Oswego County and Oswego City records · APN 351200 146.76-01-02
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 E RIVER RD, OSWEGO, NY 13126-6472 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on Record |
| Deed Sale | Jan 22, 2013 · Amount on Record |
| Prior Sale | Jan 22, 2013 · Amount on Record |
| Deed Doc Number | 2013R-2013-000675 |
| Prior Transfer Date | Sep 19, 2007 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 412 E RIVER RD, OSWEGO, NY 13126-6472 |
| Document Number | 0000007635 |
| Instrument Date | Jul 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 412 E RIVER RD OSWEGO NY 131266472, OSWEGO, NY 13126-6472 |
| Document Number | 0000007635 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 7635 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202-4000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 09, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,437.00 | $290,000 (+61.11%) Land $115,100 Building $174,900 | $290,000 (+33.72%) Land $115,100 Building $174,900 |
| 2023 | $180,000 Land $90,000 Building $90,000 | $216,867 Land $108,433 Building $108,434 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 351200 146.76-01-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,800 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 49,223 sqft (1.13 acres) |
| Lot Width | 150 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Shed | 1 Shed |
| Patio Area | 384 sqft Patio |
| Porch Area | 336 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 6956 |
|---|---|
| Street Address | 412 E RIVER RD |
| City | OSWEGO |
| State | NY |
| Zip | 13126-6472 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | HAMILTONS GORE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Minor Civil Division | OSWEGO |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 21604 |
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