410 E River Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 410 E River Rd, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,312 sqft · built 1965
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Aug 2017)
Tax Bill	$6,208 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 146.76-01-01`

Property Details

APN / Parcel Number

Primary APN	`351200 146.76-01-01`
Alternative APNs	`120014607600010010000000` `7048`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	2,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	47,480 sqft (1.09 acres)
Lot Width	214 ft Width
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,489 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7048
Street Address	410 E RIVER RD
City	OSWEGO
State	NY
Zip	13126-6472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	TOWNSHIP 17 OF SCRIBAS PATENT
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3028
Census Tract	21604

Owner

410 E River Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 E RIVER RD, OSWEGO, NY 13126-6472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Deed Document Number	2017R-2017-008366
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	410 E RIVER RD, OSWEGO, NY 13126-6472
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	WEB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E RIVER RD, OSWEGO, NY 13126-6472

Mortgage

Document Number	0000003292
Date	Mar 24, 2021
Instrument	R-2021-003292

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company
Address	BUFFALO, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 29, 2017
Property Address	410 E RIVER RD, OSWEGO, NY 13126-6472
Document Number	0000008366
Instrument Date	Aug 16, 2017
Instrument	R-2017-008366
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TITLE SE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 E RIVER RD, 410, OSWEGO, NY 13126-6472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HAWLEY ST, OSWEGO, NY 13126-2407

Mortgage

Document Number	0000008367
Date	Aug 29, 2017
Instrument	R-2017-008367

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 410 E River Rd was $6,208, down 1.2% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,208.00 (-1.16%)
2025	$6,281.00	$335,000 Land $76,800 Building $258,200	$335,000 Land $76,800 Building $258,200
2023		$259,900 Land $90,000 Building $169,900	$313,133 Land $108,434 Building $204,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 E River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 E River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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