409 E Montgomery St, Gaffney, SC 29340 Property Records

Cherokee County property record for 409 E Montgomery St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	841 sqft · built 1948
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Jul 2002)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Nov 2019 Transfer Jan 2018 Sale
Flood Zone	Zone A (high risk)
APN	`031096-23-3`

Property Details

APN / Parcel Number

Primary APN	`031096-23-3`
Alternative APNs	`1000100090000 61778689` `100-01-00-090.000` `030758223`

Interior

Stories	1 Story
Building Area	841 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Siding
Lot Area	10,454 sqft (0.24 acres)
Garage Area	198 sqft
Porch	Slab

Location & Zoning

Street Address	409 E MONTGOMERY ST
City	GAFFNEY
State	SC
Zip	29340-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	409 E MONTGOMERY ST FM ROGER JAMES HIS INT ADDED PATRICIA $5 DAVID NEIL WELLS PROB
Legal Subdivision	PLAT OF JH CURRY PROPERTY
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1085
Census Tract	970201

Owner

Source: Cherokee County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E MONTGOMERY ST, GAFFNEY, SC 29340-3024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 31, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2002 · Amount on Record
Deed Sale	Jul 31, 2002 · Amount on Record
Deed Book / Page	129 / 38
Last Transfer Date	Nov 20, 2019
Transfer Doc	0001172445
Record Updated	Jun 8, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 21, 2019
Property Address	409 E MONTGOMERY ST, GAFFNEY, SC 29340-3023
Document Number	0001172445
Book / Page	000117 / 002445
Instrument Date	Nov 20, 2019
Instrument	5877
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E MONTGOMERY ST GAFFNEY SC 293403024, GAFFNEY, SC 29340-3024

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jan 31, 2018
Property Address	409 E MONTGOMERY ST, GAFFNEY, SC 29340-3023
Document Number	0001002217
Book / Page	000100 / 002217
Instrument Date	Dec 5, 2017
Instrument	470
Transaction Type	Transfer
Record Updated	Feb 22, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E MONTGOMERY ST GAFFNEY SC 293403024, GAFFNEY, SC 29340-3024

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00 (+4.67%)	$2,810 (-) Land $600 Building $2,210	$46,800 (-) Land $10,000 Building $36,800
2023	$1,113.00	$2,810 Land $600 Building $2,210	$46,800 Land $10,000 Building $36,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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