412 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 412 E Main St, Grafton, IL 62037

Property Summary

Property Type	Commercial
Details	2,520 sqft · built 1850
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (May 2025)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	May 2025 Sale May 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-219-009-00`

Property Details

APN / Parcel Number

Primary APN	`08-219-009-00`
Alternative APN	`219-009-00`

Interior

Stories	2 Stories
Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	90 ft deep x 85 ft wide

Location & Zoning

Account Number	219-009-00
Street Address	412 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1125
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN OF GRAFTON LOT 10 & E35' LOT 9, BLK 19 2-19 182K, 5-09 125K, 5-03 115K 1850 2STY/BSMT 2520SQ 85X90 LOT
Legal Subdivision	GRAFTON
Legal Block	19
Legal Lot Number	9,10
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1055
Census Tract	10500

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 WIND RIVERS DR, GRAFTON, IL 62037-1129
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Warranty Deed, Transfer ALPINE TITLE INC
May 14, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CARROLLTON BANK
Sep 27, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2016	Intrafamily Transfer, Transfer
May 4, 2009	Warranty Deed, Transfer U.S. BANK N.A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	2025176969
Prior Transfer Date	Sep 26, 2019
Prior Transfer Doc	0000157367
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	May 23, 2025
Property Address	412 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	202500176969
Instrument Date	May 15, 2025
Instrument	202500176969
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ALPINE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 WIND RIVERS DR, GRAFTON, IL 62037-1129

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	May 14, 2025
Property Address	412 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	202500176891
Instrument Date	May 10, 2025
Instrument	202500176891
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E MAIN ST, GRAFTON, IL 62037-1125

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Mar 2, 2021
Property Address	412 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	202100163197
Instrument Date	Feb 26, 2021
Instrument	202100163197
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E MAIN ST, GRAFTON, IL 62037-1125

Mortgage

Document Number	202100163198
Date	Mar 2, 2021
Instrument	202100163198

Lender

Name	CARROLLTON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Sep 27, 2019
Property Address	412 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	201900157367
Instrument Date	Sep 26, 2019
Instrument	201900157367
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E MAIN ST, GRAFTON, IL 62037-1125

March 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JERSEY IL
Recording Date	Mar 1, 2016
Property Address	412 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	001992/064
Book / Page	1992 / 064
Instrument Date	Feb 22, 2016
Instrument	201600145339
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E MAIN ST, GRAFTON, IL 62037-1125

May 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	May 4, 2009
Property Address	412 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	001574/319
Book / Page	1574 / 319
Instrument Date	May 1, 2009
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001574/321
Date	May 4, 2009
Book Page	1574/321

Lender

Name	U.S. BANK N.A
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,178.00 (+6.24%)	$79,995 (+12%) Land $13,455 Building $66,540	$239,985 (+12%) Land $40,365 Building $199,620
2024	$4,874.00 (+15.74%)	$71,425 (+12.32%) Land $12,015 Building $59,410	$214,275 (+12.32%) Land $36,045 Building $178,230
2022	$4,211.00 Homeowner's exemption	$63,590 Land $10,695 Building $52,895	$190,770 Land $32,085 Building $158,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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