406 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 406 E Main St, Grafton, IL 62037

Property Summary

Property Type	Single Family Home
Details	1,949 sqft · built 1900
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Sep 2022)
Tax Bill	$4,179 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-219-008-00`

Property Details

APN / Parcel Number

Primary APN	`08-219-008-00`
Alternative APN	`219-008-00`

Interior

Stories	1 Story
Building Area	1,949 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	90 ft deep x 65 ft wide

Location & Zoning

Account Number	219-008-00
Street Address	406 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF GRAFTON LOT 8 & 15' W SIDE LOT 9 BLK 19. 9-91 40K 1900 1.5STYBRK/BSMT 1949SQ 65X90 LOT
Legal Subdivision	CITY OF GRAFTON
Legal Block	19
Legal Lot Number	8,9,15
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1055
Census Tract	10500

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E MAIN ST, GRAFTON, IL 62037-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Transfer on Death Deed, Transfer OPEL BASH GROUP
Sep 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CARROLLTON BANK
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 12, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Deed Document Number	2022169153
Last Transfer Date	Jul 7, 2026
Transfer Doc	0000180435
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JERSEY IL
Recording Date	Jul 8, 2026
Property Address	406 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	0000180435
Instrument Date	Jul 7, 2026
Instrument	2026180435
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	OPEL BASH GROUP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E MAIN ST, GRAFTON, IL 62037-1125

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Sep 7, 2022
Property Address	406 E MAIN ST, GRAFTON, IL 62037-1125
Document Number	202200169153
Instrument Date	Aug 31, 2022
Instrument	202200169153
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	MAVERICK TITLE/TX LLC, MAVERICK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200169154
Date	Sep 7, 2022
Instrument	202200169154

Lender

Name	CARROLLTON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	406 E MAIN ST, GRAFTON, IL 62037-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000162179
Date	Nov 30, 2020
Instrument	202000162179

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	406 E MAIN ST, GRAFTON, IL 62037-1125
Transaction Type	Mortgage
Record Updated	Jan 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000158418
Date	Jan 2, 2020
Instrument	20202000158418

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	406 E MAIN ST, GRAFTON, IL 62037-1125
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002100/0000000198
Date	Mar 12, 2018
Book Page	0000002100/0000000198
Instrument	2.018001523E

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,179.00 (+6.23%)	$64,570 (+25.78%) Land $10,285 Building $54,285	$193,710 (+25.78%) Land $30,855 Building $162,855
2024	$3,934.00 (+24.14%)
2022	$3,169.00 Homeowner's exemption Disabled Person's exemption	$51,335 Land $8,180 Building $43,155	$154,005 Land $24,540 Building $129,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures