Whatcom County property record for 412 E Madison St, Nooksack, WA 98276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,678 sqft · built 2021 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,500 (May 2021) |
| Tax Bill | $4,811 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 400429-403242-0000 |
| Primary APN | 400429-403242-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Gross Area | 2,451 sqft |
| 1st Floor Area | 1,678 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 187727 |
|---|---|
| Street Address | 412 E MADISON ST |
| City | NOOKSACK |
| State | WA |
| Zip | 98276-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | EAST MADISON ESTATES ALTERATION LOT 2 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 29 |
| Legal Subdivision | EAST MADISON ESTATES ALTERATION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 10201 |
Source: Whatcom County records · APN 400429-403242-0000
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 E MADISON ST, NOOKSACK, WA 98276-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE PACIFIC |
| May 12, 2021 | Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | May 12, 2021 · Amount on Record |
| Deed Document Number | 20211921 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 412 E MADISON ST, NOOKSACK, WA 98276-7001 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001202417 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-1202417 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 12, 2021 |
| Property Address | 412 E MADISON ST, NOOKSACK, WA 98276-7001 |
| Document Number | 0000501921 |
| Map Reference | AF 2021--0103524 |
| Instrument Date | May 05, 2021 |
| Instrument | 2021-0501921 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,165.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E MADISON ST, NOOKSACK, WA 98276-7001 |
| Document Number | 0000501922 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0501922 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Number | 0000501923 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0501923 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Nooksack City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,811.00 (+295.64%) | $521,737 (+3.98%) Land $232,304 Building $289,433 | $521,737 (+3.98%) Land $232,304 Building $289,433 |
| 2022 | $501,776 Land $193,900 Building $307,876 | $501,776 Land $193,900 Building $307,876 | |
| 2021 | $1,216.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 60 (2015–2025) |
| Claims Outside the SFHA | 24 of 60 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Declaration Networks Group, Radiate Holdings, Verizon.
Based on FCC filings for 212 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NOOKSACK WATER DEPT serves 2,427 people |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures