Whatcom County property record for 408 E Madison St, Nooksack, WA 98276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2021 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $438,500 (Aug 2021) |
| Tax Bill | $4,756 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 400429-397242-0000 |
| Primary APN | 400429-397242-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,224 sqft |
| 1st Floor Area | 1,612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Patio Area | 343 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 187726 |
|---|---|
| Street Address | 408 E MADISON ST |
| City | NOOKSACK |
| State | WA |
| Zip | 98276-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | EAST MADISON ESTATES ALTERATION LOT 1 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 29 |
| Legal Subdivision | EAST MADISON ESTATES ALTERATION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 10201 |
408 E Madison St is owned and occupied by an individual who bought it in August 2021.
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 E MADISON ST, NOOKSACK, WA 98276-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on File |
| Deed Sale | Aug 6, 2021 · Amount on File |
| Prior Sale | Aug 6, 2021 · Amount on File |
| Deed Document Number | 2021899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 6, 2021 |
| Property Address | 408 E MADISON ST, NOOKSACK, WA 98276-7001 |
| Document Number | 0000800899 |
| Map Reference | AF 2020-901279 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021-0800899 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN NW TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,021.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9602 DOUBLE DITCH RD, LYNDEN, WA 98264-9103 |
| Name | Verified Name |
|---|---|
| Address | 408 E MADISON ST, NOOKSACK, WA 98276-7001 |
| Investor | Possibly a Property Investor |
| Document Number | 0000800900 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021-0800900 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 408 E Madison St was $4,756.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Nooksack City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,756.00 | $514,674 Land $188,100 Building $326,574 | $514,674 Land $188,100 Building $326,574 |
| 2022 | $512,492 Land $193,900 Building $318,592 | $512,492 Land $193,900 Building $318,592 | |
| 2021 | $1,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 E Madison St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 60 (2015–2025) |
| Claims Outside the SFHA | 24 of 60 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 E Madison St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NOOKSACK WATER DEPT serves 2,427 people · EPA ID WA5359800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Pogozone powered by Neubeam, Verizon.
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