408 E Madison St, Nooksack, WA 98276 Property Records

Whatcom County property record for 408 E Madison St, Nooksack, WA 98276

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 2021
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on File
Last Sale$438,500 (Aug 2021)
Tax Bill$4,756 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN400429-397242-0000

Property Details

APN / Parcel Number

Primary APN400429-397242-0000
Alternative APNs
  • 187726
  • 583200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area2,224 sqft
1st Floor Area1,612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Patio Area343 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number187726
Street Address408 E MADISON ST
CityNOOKSACK
StateWA
Zip98276-7001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionEAST MADISON ESTATES ALTERATION LOT 1
Legal Range04
Legal Township40
Legal Section29
Legal SubdivisionEAST MADISON ESTATES ALTERATION
Legal Block2
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group2
Census Block2053
Census Tract10201

Owner

408 E Madison St is owned and occupied by an individual who bought it in August 2021.

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address408 E MADISON ST, NOOKSACK, WA 98276-7001
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2021 · Amount on File
Deed SaleAug 6, 2021 · Amount on File
Prior SaleAug 6, 2021 · Amount on File
Deed Document Number2021899
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 6, 2021
Property Address408 E MADISON ST, NOOKSACK, WA 98276-7001
Document Number0000800899
Map ReferenceAF 2020-901279
Instrument DateAug 6, 2021
Instrument2021-0800899
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyGUARDIAN LAND TITLE, GUARDIAN NW TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,021.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9602 DOUBLE DITCH RD, LYNDEN, WA 98264-9103

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E MADISON ST, NOOKSACK, WA 98276-7001
InvestorPossibly a Property Investor

Mortgage

Document Number0000800900
DateAug 6, 2021
Instrument2021-0800900
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Madison St was $4,756.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityNooksack City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,756.00$514,674 Land $188,100 Building $326,574$514,674 Land $188,100 Building $326,574
2022$512,492 Land $193,900 Building $318,592$512,492 Land $193,900 Building $318,592
2021$1,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Madison St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 92 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims60 (2015–2025)
Claims Outside the SFHA24 of 60
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNOOKSACK WATER DEPT
serves 2,427 people · EPA ID WA5359800
Water SourcePurchased groundwater from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam, Verizon.

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