401 E Madison St, Nooksack, WA 98276 Property Records

Whatcom County property record for 401 E Madison St, Nooksack, WA 98276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,335 sqft · built 1904
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$484,000 (Nov 2021)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400429-382309-0000`

Property Details

APN / Parcel Number

Primary APN	`400429-382309-0000`
Alternative APNs	`139279` `586160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,335 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,335 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Deck Area	56 sqft
Patio Area	520 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	139279
Street Address	401 E MADISON ST
City	NOOKSACK
State	WA
Zip	98276-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	NOOKSACK CITY LOTS 11-12 BLK 4-TOG WI VAC E 1/2 E THIRD ST ABTG
Legal Range	04
Legal Township	40
Legal Section	29
Legal Subdivision	NOOKSACK CITY
Legal Block	4
Legal Lot Number	11-12
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2061
Census Tract	10201

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E MADISON ST, NOOKSACK, WA 98276-7059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 3, 2021	Intrafamily Transfer, Transfer WHATCOM LAND TITLE
Apr 30, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 30, 2018	Warranty Deed, Subdivision Related Transfer WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	2021530
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0000000531
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 3, 2021
Property Address	401 E MADISON ST, NOOKSACK, WA 98276-7059
Document Number	0001100530
Map Reference	VOL 3 PG 20A
Instrument Date	Oct 28, 2021
Instrument	2021-1100530
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MADISON ST, NOOKSACK, WA 98276-7059

Mortgage

Document Number	0001100532
Date	Nov 3, 2021
Instrument	2021-1100532

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Nov 3, 2021
Property Address	401 E MADISON ST, NOOKSACK, WA 98276-7059
Document Number	0001100531
Map Reference	VOL 3 PG 20A
Instrument Date	Oct 20, 2021
Instrument	2021-1100531
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MADISON ST, NOOKSACK, WA 98276-7059

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 30, 2019
Property Address	401 E MADISON ST, NOOKSACK, WA 98276-7059
Document Number	2190403075
Instrument Date	Apr 19, 2019
Instrument	403075
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,558.61
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 E MADISON ST NOOKSACK WA 982767059, NOOKSACK, WA 98276-7059

Mortgage

Document Number	2190403076
Date	Apr 30, 2019
Instrument	403076

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Mortgage

Document Number	2190403077,
Date	Apr 30, 2019
Instrument	403077

Lender

Name	HOUSING FIN AUTH
Address	SEATTLE, WA 98104-3601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 30, 2018
Property Address	401 E MADISON ST, NOOKSACK, WA 98276-7059
Document Number	2180303418
Instrument Date	Mar 29, 2018
Instrument	303418
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	401 E MADISON ST NOOKSACK WA 982767059, NOOKSACK, WA 98276-7059

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Nooksack City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,649.00 (+22.24%)	$412,345 (+14.78%) Land $188,100 Building $224,245	$412,345 (+14.78%) Land $188,100 Building $224,245
2022		$359,249 Land $124,096 Building $235,153	$359,249 Land $124,096 Building $235,153
2021	$2,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOOKSACK WATER DEPT serves 2,427 people · EPA ID WA5359800
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam, Verizon.

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