412 E Locust St, Tolono, IL 61880 Property Records

Champaign County property record for 412 E Locust St, Tolono, IL 61880 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1890
Square Footage1,390 sqft Living Area
Lot Size23,801 sqft (0.546 acres)
OccupancyOwner Occupied
Last Sale$309,500 (2022)
Tax Bill$3,229.00 (2024)

Property Details

APN / Parcel Number

Primary APN29-26-25-152-016

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Building Area1,390 sqft Living Area
Gross Area3,180 sqft Gross Area
1st Floor Area670 sqft 1st Floor
Basement Area1,390 sqft Basement
Stories1 Story
FlooringWood
Interior WallsPlaster
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area23,801 sqft (0.546 acres)
Parking Spaces1 Parking Space
Garage TypeAttached
Garage Area288 sqft Garage
Deck AreaDeck Area
PorchEnclosed Frame Porch
Porch Area546 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address412 E LOCUST ST
CityTOLONO
StateIL
Zip61880-9533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS PT 3, PT 4 BLOCK 63 LARMONS, JUDGE, ADD
Legal Range08E
Legal Township18N
Legal Section25
Legal SubdivisionLARMONS, JUDGE, ADD
Legal Block63
Legal Lot Number4
JurisdictionCHAMPAIGN IL
Township / Civil DivisionTOLONO
Census Block Group3
Census Block3002
Census Tract10901

Owner

Source: Champaign County records · APN 29-26-25-152-016

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 E LOCUST ST, TOLONO, IL 61880-9533
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 05, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
BUSEY BANK
Nov 05, 2020Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2022 · Amount on Record
Deed SaleApr 05, 2022 · Amount on Record
Prior SaleNov 05, 2020 · Amount on Record
Deed Document Number20226110
Last Transfer DateJun 30, 2022
Transfer Doc0000013408
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMPAIGN IL
Recording DateJul 21, 2022
Property Address412 E LOCUST ST, TOLONO, IL 61880-9533
Document Number0000013408
Instrument DateJun 30, 2022
Instrument2022R13408
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address412 E LOCUST ST, TOLONO, IL 61880-9533
InvestorPossibly a Property Investor

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 05, 2022
Property Address412 E LOCUST ST, TOLONO, IL 61880-9533
Document Number0000006110
Instrument DateApr 04, 2022
Instrument2022R06110
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$309.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E LOCUST ST, TOLONO, IL 61880-9533

Mortgage

Document Number0000006111
DateApr 05, 2022
Instrument2022R06111
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address412 E LOCUST ST, TOLONO, IL 61880-9533
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006158
DateApr 11, 2017
Instrument2017R06158
Lender
NameBUSEY BANK
TypeBank
AddressTOLONO, IL 61880
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 05, 2020
Property Address412 E LOCUST ST, TOLONO, IL 61880-9533
Document Number0000023061
Map ReferenceMB 22 PG 212
Instrument DateSep 14, 2020
Instrument2020R23061
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$246.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E LOCUST ST, TOLONO, IL 61880-9533

Mortgage

Document Number0000023062
DateNov 05, 2020
Instrument2020R23062
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionTolono Township
MunicipalityTolono Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$62,190 (+25.28%) Land $14,110 Building $48,080$186,570 (+25.28%) Land $42,330 Building $144,240
2024$3,229.00 (+13.26%)
2022$2,851.00 Homeowner's exemption$49,640 Land $11,260 Building $38,380$148,920 Land $33,780 Building $115,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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