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408 E Locust St, Tolono, IL 61880 Property Records

Champaign County property record for 408 E Locust St, Tolono, IL 61880 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1967
Square Footage1,732 sqft Living Area
Lot Size12,431 sqft (0.285 acres)
OccupancyOwner Occupied
Last Sale$133,000 (2012)
Tax Bill$3,453.00 (2024)

Property Details

APN / Parcel Number

Primary APN29-26-25-152-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,732 sqft Living Area
Gross Area4,176 sqft Gross Area
1st Floor Area1,732 sqft 1st Floor
Basement Area1,732 sqft Basement
Stories1 Story
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area12,431 sqft (0.285 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area572 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area238 sqft Shed
PorchEnclosed Frame Porch
Porch Area140 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address408 E LOCUST ST
CityTOLONO
StateIL
Zip61880-9533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 4 BLOCK 63 LARMONS, JUDGE, ADD
Legal Range08E
Legal Township18N
Legal Section25
Legal SubdivisionLARMONS, JUDGE, ADD
Legal Block63
Legal Lot Number4
JurisdictionCHAMPAIGN IL
Township / Civil DivisionTOLONO
Census Block Group3
Census Block3002
Census Tract10901

Owner

Source: Champaign County records · APN 29-26-25-152-005

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address408 E LOCUST ST, TOLONO, IL 61880-9533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 26, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
May 03, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2012 · Amount on Record
Deed SaleAug 06, 2012 · Amount on Record
Deed Document Number201219472
Prior Transfer DateFeb 09, 2012
Prior Transfer Doc0000003780
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address408 E LOCUST ST, TOLONO, IL 61880-9533
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003537
DateMar 12, 2026
Instrument2026R03537
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2041

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address408 E LOCUST ST, TOLONO, IL 61880-9533
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009555
DateApr 26, 2021
Instrument2021R09555
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address408 E LOCUST ST, TOLONO, IL 61880-9533
Document Number0000007987
Instrument DateMay 03, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address408 E LOCUST ST TOLONO IL 618809533, TOLONO, IL 61880-9533

Mortgage

Document Number0000007987
DateMay 09, 2017
Instrument7987
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 08, 2047

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionTolono Township
MunicipalityTolono Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$66,050 (+8.1%) Land $12,650 Building $53,400$198,150 (+8.1%) Land $37,950 Building $160,200
2024$3,453.00 (+6.51%)$61,100 (+15.9%) Land $11,700 Building $49,400$183,300 (+15.9%) Land $35,100 Building $148,200
2023$3,242.00 (+6.23%)
2022$3,052.00 Homeowner's exemption$52,720 Land $10,090 Building $42,630$158,160 Land $30,270 Building $127,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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