410 E Locust St, Tolono, IL 61880 Property Records

Champaign County property record for 410 E Locust St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,936 sqft · built 1977
Lot Size	0.271 acres (11,819 sqft)
Owner	Individual Name on Record
Tax Bill	$4,426 (2024)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-25-152-015`

Property Details

APN / Parcel Number

Primary APN	`29-26-25-152-015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,936 sqft Building Perimeter
1st Floor Area	1,936 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Roof Material	Other
Lot Area	11,819 sqft (0.271 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	410 E LOCUST ST
City	TOLONO
State	IL
Zip	61880-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 3, PT 4 BLOCK 63 LARMONS, JUDGE, ADD
Legal Range	08E
Legal Township	18N
Legal Section	25
Legal Subdivision	LARMONS, JUDGE, ADD
Legal Block	63
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	3
Census Block	3002
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 E LOCUST ST, TOLONO, IL 61880-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Aug 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 22, 2017
Transfer Doc	0000016073
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	410 E LOCUST ST, TOLONO, IL 61880-9533
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020928
Date	Sep 1, 2021
Instrument	2021R20928

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	410 E LOCUST ST, TOLONO, IL 61880-9533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021168
Date	Oct 14, 2020
Instrument	2020R21168

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	410 E LOCUST ST, TOLONO, IL 61880-9533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018254
Date	Oct 23, 2018
Instrument	2018R18254

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	410 E LOCUST ST, TOLONO, IL 61880-9533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018724
Date	Sep 16, 2020
Instrument	2020R18724

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 23, 2017
Property Address	410 E LOCUST ST, TOLONO, IL 61880-9533
Document Number	0000016073
Instrument Date	Aug 22, 2017
Instrument	16073
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E LOCUST ST TOLONO IL 618809533, TOLONO, IL 61880-9533

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,780 (+29.71%) Land $11,660 Building $74,120	$257,340 (+29.71%) Land $34,980 Building $222,360
2024	$4,426.00 (+12.68%)
2022	$3,928.00 Homeowner's exemption	$66,130 Land $9,310 Building $56,820	$198,390 Land $27,930 Building $170,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MF Wireless, Nextlink, Watch TV, Xfinity.

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