Chester County property record for 412 E Lancaster Ave, Downingtown, PA 19335
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 1.5 ba · 2,501 sqft · built 1900 |
| Lot Size | 0.1 acres (4,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Oct 2020) |
| Tax Bill | $402 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-4-149 |
| Primary APN | 11-4-149 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,501 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,344 sqft (0.1 acres) |
| View / Lot | Neighborhood |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 E LANCASTER AVE |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-2721 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Description | LOT & DWG |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | DOWNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 304101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Lancaster Avenue Historic District listed 1979 · 122 contributing resources · NRIS 79002196 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
412 E Lancaster Ave, a duplex, is owned and occupied by an individual who bought it in October 2020.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 19, 2020 | Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Aug 4, 2016 · Amount on File |
| Deed Document Number | 202011771935 |
| Deed Book / Page | 10313 / 883 |
| Prior Transfer Date | Aug 4, 2004 |
| Prior Transfer Doc | 0010448303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 412 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 412 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0114930669 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 11493/669 |
| Instrument | 12099630 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 412 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 412 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0108890741 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 10889/741 |
| Instrument | 11928293 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Oct 19, 2020 |
| Property Address | 412 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0103130883 |
| Book / Page | 10313 / 883 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 11771935 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | VANGUARD SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0011771936 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 11771936 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 412 E Lancaster Ave was $402.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Downingtown Borough |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402.00 | $87,920 Land $29,720 Building $58,200 | $87,920 Land $29,720 Building $58,200 |
| 2024 | $3,671.00 | $87,920 Land $29,720 Building $58,200 | |
| 1998 | $87,920 Land $29,720 Building $58,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 412 E Lancaster Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1983–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 E Lancaster Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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