Chester County property record for 403 E Lancaster Ave, Downingtown, PA 19335
| Property Type | Commercial |
|---|---|
| Details | 7,546 sqft · built 1812 |
| Lot Size | 0.462 acres (20,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,500 (May 2000) |
| Tax Bill | $852 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-4-107 |
| Primary APN | 11-4-107 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Building Area | 7,546 sqft Total Area |
| Basement Area | 1,024 sqft |
| Year Built | Built 1812 |
|---|---|
| Effective Year Built | Effective 1812 |
| Lot Area | 20,130 sqft (0.462 acres) |
| View / Lot | Secondary Business Strip |
| Garage Type | Detached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 E LANCASTER AVE |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-2774 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R4 |
| Legal Description | LOT DWG APTS GAR & OFFICE |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | DOWNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 304101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Lancaster Avenue Historic District listed 1979 · 122 contributing resources · NRIS 79002196 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2774 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2000 · Amount on Record |
| Deed Sale | May 24, 2000 · Amount on Record |
| Deed Document Number | 200032801 |
| Deed Book / Page | 4758 / 813 |
| Prior Transfer Date | Aug 7, 1995 |
| Prior Transfer Doc | 0000049311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 403 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2774 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108512314 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 10851/2314 |
| Instrument | 11917461 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 403 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096832308 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 9683/2308 |
| Instrument | 11587868 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Downingtown Borough |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $852.00 (-89.05%) | $186,400 (-) Land $66,290 Building $120,110 | $191,010 (-) Land $66,290 Building $124,720 |
| 2025 | $186,400 (-) Land $66,290 Building $120,110 | $191,010 (-) Land $66,290 Building $124,720 | |
| 2024 | $7,783.00 | $186,400 Land $66,290 Building $120,110 | |
| 1998 | $191,010 Land $66,290 Building $124,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1983–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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