Chester County property record for 402 E Lancaster Ave, Downingtown, PA 19335
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4.5 ba · 3,592 sqft · built 1890 |
| Lot Size | 0.437 acres (19,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jun 2020) |
| Tax Bill | $889 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2019 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-4-145 |
| Primary APN | 11-4-145 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Living Area |
| Basement Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,033 sqft (0.437 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 402 E LANCASTER AVE |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-2721 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Description | LOT APTS & GAR |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | DOWNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 304101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Lancaster Avenue Historic District listed 1979 · 122 contributing resources · NRIS 79002196 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 CUMBERLAND DR, DOWNINGTOWN, PA 19335-1567 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PRESENCE BANK |
| Mar 5, 2019 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Sep 9, 2019 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Jan 21, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PROSPER BANK |
| Jun 1, 2020 | Deed, Transfer · Commercial Mortgage COATESVILLE SAVINGS BANK |
| Dec 5, 2017 | Deed of Trust, Mortgage · Line of Credit DNB FIRST NA |
| Jul 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on Record |
| Deed Sale | Jun 1, 2020 · Amount on Record |
| Deed Document Number | 202011736551 |
| Deed Book / Page | 10175 / 1367 |
| Prior Transfer Date | Jul 26, 2017 |
| Prior Transfer Doc | 0095870540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 402 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16 CUMBERLAND DR, DOWNINGTOWN, PA 19335-1567 |
| Document Number | 0109850209 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 10985/209 |
| Instrument | 11957010 |
| Name | PRESENCE BANK |
|---|---|
| Type | Bank |
| Address | COATESVILLE, PA 19320 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 402 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0098891228 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 9889/1228 |
| Instrument | 11654523 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 402 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099960889 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 9996/0889 |
| Instrument | 11686882 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 402 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16 CUMBERLAND DR, DOWNINGTOWN, PA 19335-1567 |
| Document Number | 0104192137 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 10419/2137 |
| Instrument | 11799954 |
| Name | PROSPER BANK |
|---|---|
| Type | Bank |
| Address | COATESVILLE, PA 19320 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 5, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 1, 2020 |
| Property Address | 402 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0101751367 |
| Book / Page | 10175 / 1367 |
| Map Reference | MB 9587 PG 540 |
| Instrument Date | May 19, 2020 |
| Instrument | 11736551 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST LAND TRANSFER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3733 W END AVE, NASHVILLE, TN 37205-2487 |
| Document Number | 0011736552 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 11736552 |
| Name | COATESVILLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 5, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 402 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0096731627 |
| Book / Page | 009673 / 001627 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 402 E LANCASTER AVE DOWNINGTOWN PA 193352721, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0096731627 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 009673/001627 |
| Instrument | 11584613 |
| Name | DNB FIRST NA |
|---|---|
| Address | DOWNINGTOWN, PA 19335 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 31, 2017 |
| Property Address | 402 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2721 |
| Document Number | 0095870540 |
| Book / Page | 009587 / 000540 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 11557444 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E LANCASTER AVE DOWNINGTOWN PA 193352721, DOWNINGTOWN, PA 19335-2721 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Downingtown Borough |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $889.00 (-89.06%) | $194,610 (-) Land $49,250 Building $145,360 | $198,660 (-) Land $49,250 Building $149,410 |
| 2025 | $194,610 (-) Land $49,250 Building $145,360 | $198,660 (-) Land $49,250 Building $149,410 | |
| 2024 | $8,126.00 | $194,610 Land $49,250 Building $145,360 | |
| 1998 | $198,660 Land $49,250 Building $149,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1983–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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