Union County property record for 412 E Houston St, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,244 sqft · built 1938 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | Individual on Record |
| Last Sale | $37,000 (Aug 2015) |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-231-104 |
| Primary APN | 09-231-104 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,371 sqft (0.284 acres) |
| Porch | Slab |
| Porch Area | 148 sqft |
| Street Address | 412 E HOUSTON ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | 8593-432 |
| Legal Subdivision | 2909910 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | PO BOX 2646, MONROE, NC 28111-2646 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage INFINITE VENTURE MANAGEMENT LLC |
| Oct 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on Record |
| Deed Sale | Aug 13, 2015 · Amount on Record |
| Prior Sale | Dec 1, 2006 · Amount on Record |
| Deed Document Number | 201525005 |
| Deed Book / Page | 6509 / 28 |
| Last Transfer Date | Oct 19, 2022 |
| Transfer Doc | 0008593432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 412 E HOUSTON ST, MONROE, NC 28112-5634 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2646, MONROE, NC 28111-2646 |
| Document Number | 0000883528 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 8835/28 |
| Instrument | 147 |
| Name | INFINITE VENTURE MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 19, 2022 |
| Property Address | 412 E HOUSTON ST, MONROE, NC 28112-5634 |
| Document Number | 0008593432 |
| Book / Page | 8593 / 432 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 35828 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2646, MONROE, NC 28111-2646 |
| Document Number | 0000035829 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 35829 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (+5.61%) | $163,800 (+31.78%) Land $38,900 Building $124,900 | $163,800 (+31.78%) Land $38,900 Building $124,900 |
| 2023 | $1,355.00 | $124,300 Land $15,000 Building $109,300 | $124,300 Land $15,000 Building $109,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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