408 E Houston St, Monroe, NC 28112 Property Records

Union County property record for 408 E Houston St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,848 sqft · built 1910
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Oct 2023)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-231-106`

Property Details

APN / Parcel Number

Primary APN	`09-231-106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,848 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	2,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,591 sqft (0.312 acres)
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 E HOUSTON ST
City	MONROE
State	NC
Zip	28112-5634
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8322-200
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1041
Census Tract	20602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E HOUSTON ST, MONROE, NC 28112-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Mar 23, 2011 · Amount on Record
Deed Document Number	202325140
Deed Book / Page	8797 / 699
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	0008322200
Record Updated	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Nov 23, 2021
Property Address	408 E HOUSTON ST, MONROE, NC 28112-5634
Document Number	0008322200
Book / Page	8322 / 200
Map Reference	VOL 5412 PG 85
Instrument Date	Aug 3, 2021
Instrument	55468
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 N SEPULVEDA BLVD # BLVD641, 1601, MANHATTAN BEACH, CA 90266-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13081 POWAY RD, POWAY, CA 92064-4519

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,552.00 (+12.62%)	$292,000 (+40.52%) Land $39,200 Building $252,800	$292,000 (+40.52%) Land $39,200 Building $252,800
2023	$2,266.00	$207,800 Land $15,200 Building $192,600	$207,800 Land $15,200 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20