406 E Houston St, Monroe, NC 28112 Property Records

Union County property record for 406 E Houston St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,054 sqft · built 1915
Lot Size0.312 acres (13,591 sqft)
OwnerCompany Name on File
Last Sale$190,000 (Mar 2024)
Tax Bill$1,344 (2025)
Deeds & MortgagesMar 2024 Sale
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN09-231-107

Property Details

APN / Parcel Number

Primary APN09-231-107

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,054 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,591 sqft (0.312 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area286 sqft
Deck Area210 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address406 E HOUSTON ST
CityMONROE
StateNC
Zip28112-5634
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description8869-0349
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1041
Census Tract20602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Monroe Residential Historic District
listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3602 MCPHERSON ST, WAXHAW, NC 28173-6404
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Warranty Deed, Transfer
May 2, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2024 · Amount on Record
Deed SaleMar 15, 2024 · Amount on Record
Prior SaleMay 2, 2022 · Amount on Record
Deed Document Number20245669
Deed Book / Page8869 / 349
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMar 15, 2024
Property Address406 E HOUSTON ST, MONROE, NC 28112-5634
Document Number0008869349
Book / Page8869 / 349
Instrument DateMar 14, 2024
Instrument5669
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

AmountAmount Recorded
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3602 MCPHERSON ST, WAXHAW, NC 28173-6404

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 2, 2022
Property Address406 E HOUSTON ST, MONROE, NC 28112-5634
Document Number0008468308
Book / Page8468 / 308
Instrument DateMay 2, 2022
Instrument16158
Transaction TypeTransfer
Record UpdatedMay 23, 2022

Transaction

AmountAmount Recorded
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1922 LAKE MONROE DR, MONROE, NC 28112-8427

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,344.00 (-34.95%)$153,800 (-18.84%) Land $39,200 Building $114,600$153,800 (-18.84%) Land $39,200 Building $114,600
2023$2,066.00$189,500 Land $15,200 Building $174,300$189,500 Land $15,200 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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