Polk County property record for 406 E Gray St, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,130 sqft · built 1955 |
| Lot Size | 0.257 acres (11,220 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jul 2018) |
| Tax Bill | $4,186 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-15-126-053 |
| Primary APN | 7824-15-126-053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 1,914 sqft |
| 1st Floor Area | 1,130 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,220 sqft (0.257 acres) |
| Lot Dimensions | 132 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 406 E GRAY ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 85F W 110F LOT 50 CRAWFORD PLACE |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 15 |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 50 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 4400 |
Source: Polk County records · APN 7824-15-126-053
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E GRAY ST, DES MOINES, IA 50315-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LENDING LLC |
| Jul 17, 2018 | Grant Deed, Foreclosure · Conventional with PMI HOMESERVICES LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Prior Sale | Aug 29, 2002 |
| Deed Document Number | 2018-00004376 |
| Deed Book / Page | 17002 / 0209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 406 E GRAY ST, DES MOINES, IA 50315-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019216 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 18014/820 |
| Instrument | 2020-00019216 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 17, 2018 |
| Property Address | 406 E GRAY ST, DES MOINES, IA 50315-1744 |
| Document Number | 0000004376 |
| Book / Page | 017002 / 000209 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 4376 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 18, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E GRAY ST DES MOINES IA 503151744, DES MOINES, IA 50315-1744 |
| Document Number | 4378 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 017002/000214 |
| Instrument | 4378 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235,100 (+7.5%) Land $27,500 Building $207,600 | $235,100 (+7.5%) Land $27,500 Building $207,600 | |
| 2024 | $4,186.00 (+15.7%) | ||
| 2023 | $218,700 Land $25,100 Building $193,600 | $218,700 Land $25,100 Building $193,600 | |
| 2020 | $3,618.00 |
Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 430 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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