St. Clair County property record for 407 E Adams St, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 907 sqft · built 1902 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Mar 2016) |
| Tax Bill | $2,370 (2024) |
| Deeds & Mortgages | Aug 2020 Construction Loan |
| APN | 04-29-0-124-004 |
| Primary APN | 04-29-0-124-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 907 sqft Living Area |
| Basement Area | 907 sqft |
| Unfinished Basement | 907 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 192 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|
| Street Address | 407 E ADAMS ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENNS 3RD ADD TO O FALLON LOT/SEC-174 A02488869 & 870 |
| Legal Subdivision | PENNS 3RD ADD |
| Legal Block | 124 |
| Legal Lot Number | 174 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 504351 |
Source: St. Clair County records, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 718 W HIGHWAY 50, O FALLON, IL 62269-1920 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2016 · Amount on Record |
| Deed Sale | Mar 28, 2016 · Amount on Record |
| Deed Document Number | 20162488870 |
| Prior Transfer Date | Mar 29, 2012 |
| Prior Transfer Doc | 00A2308940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 5, 2020 |
| Property Address | 407 E ADAMS ST, O FALLON, IL 62269-1424 |
| Document Number | 00A2660762 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2660762 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 7, 2020 |
| Title Company | BENCHMARK TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 718 W HIGHWAY 50 O FALLON IL 622691920, O FALLON, IL 62269-1920 |
| Document Number | 00A2660762 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2660762 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269-8626 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 4, 2025 |
Source: St. Clair County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,370.00 | $32,516 (+22.55%) Land $4,519 Building $27,997 | $97,548 (+22.55%) Land $13,557 Building $83,991 |
| 2022 | $26,533 Land $3,688 Building $22,845 | $79,599 Land $11,064 Building $68,535 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.
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