Madison County property record for 412 E 2nd St, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 946 sqft · built 1930 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Tax Bill | $506 (2025) |
| Deeds & Mortgages | Dec 2020 Reverse Mortgage Nov 2020 Line of Credit + 1 more |
| APN | 05-2-23-09-20-403-017-001 |
| Primary APN | 05-2-23-09-20-403-017-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 946 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 412 E 2ND ST |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN LT 2 50X150 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 403702 |
Source: Madison County records · APN 05-2-23-09-20-403-017-001
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 412 E 2ND ST, SAINT JACOB, IL 62281-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 19, 2020 | Deed of Trust, Mortgage · Line of Credit COMMISSIONER/HSNG & URBAN DEV |
| Apr 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 06, 2017 |
| Transfer Doc | 0000012834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 412 E 2ND ST, SAINT JACOB, IL 62281-1628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046105 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020R46105 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 792 Months |
| Due | Dec 18, 2086 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2021 |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 412 E 2ND ST, SAINT JACOB, IL 62281-1628 |
| Document Number | 0000046106 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 412 E 2ND ST ST JACOB IL 622811628, ST JACOB, IL 62281-1628 |
| Document Number | 0000046106 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 46106 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 792 Months |
| Due | Dec 13, 2086 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 18, 2017 |
| Property Address | 412 E 2ND ST, SAINT JACOB, IL 62281-1628 |
| Document Number | 0000012834 |
| Instrument Date | Apr 06, 2017 |
| Instrument | 12834 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 412 E 2ND ST ST JACOB IL 622811628, ST JACOB, IL 62281-1628 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $506.00 (-0.39%) | $43,090 (+33.03%) Land $6,710 Building $36,380 | $129,270 (+32.9%) Land $20,130 Building $109,140 |
| 2024 | $508.00 (-7.3%) | ||
| 2022 | $548.00 | $32,390 Land $5,040 Building $27,350 | $97,267 Land $15,135 Building $82,132 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Progressive Voice & Data Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JACOB serves 2,008 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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