Madison County property record for 409 E 2nd St, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 829 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Dec 2019) |
| Tax Bill | $4,296 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Nov 2019 Mortgage |
| APN | 05-2-23-09-20-405-006 |
| Primary APN | 05-2-23-09-20-405-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 829 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 409 E 2ND ST |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN LOT 4 50X150 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 403702 |
Source: Madison County assessment roll, APN 05-2-23-09-20-405-006, as of June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E 2ND ST, SAINT JACOB, IL 62281-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage BRADFORD NATIONAL BANK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI BRADFORD NAT'L BK/GREENVILLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on Record |
| Deed Sale | Dec 11, 2019 · Amount on Record |
| Prior Sale | Nov 02, 2012 · Amount on Record |
| Deed Document Number | 201940179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 11, 2019 |
| Property Address | 409 E 2ND ST, SAINT JACOB, IL 62281-1634 |
| Document Number | 0000040179 |
| Map Reference | PB 20 PG 74 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019R40179 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | TOWN & COUNTRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E 2ND ST, SAINT JACOB, IL 62281-1634 |
| Document Number | 0000040180 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019R40180 |
| Name | BRADFORD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 409 E 2ND ST, SAINT JACOB, IL 62281-1634 |
| Document Number | 0000040180 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 409 E 2ND ST ST JACOB IL 622811634, ST JACOB, IL 62281-1634 |
| Document Number | 0000040180 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 40180 |
| Name | BRADFORD NAT'L BK/GREENVILLE |
|---|---|
| Type | Bank |
| Address | MARINE, IL 62061 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Rate | 3.62% |
|---|
Source: Madison County assessment roll as of June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,296.00 (+8.73%) | $59,570 (+33.03%) Land $6,930 Building $52,640 | $178,710 (+32.89%) Land $20,790 Building $157,920 |
| 2024 | $3,951.00 (+13.05%) | ||
| 2022 | $3,495.00 | $44,780 Land $5,210 Building $39,570 | $134,475 Land $15,646 Building $118,829 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194037024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 256 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Progressive Voice & Data Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system IL1190950, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JACOB serves 2,008 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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