402 E 2nd St, Saint Jacob, IL 62281 Property Records

Madison County property record for 402 E 2nd St, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 2003
Lot Size	0.332 acres (14,503 sqft)
Owner	Individual Name on File
Tax Bill	$4,715 (2025)
Deeds & Mortgages	May 2026 Transfer
APN	`05-2-23-09-20-403-012`

Property Details

APN / Parcel Number

Primary APN	`05-2-23-09-20-403-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,503 sqft (0.332 acres)
Garage Type	Detached
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	402 E 2ND ST
City	SAINT JACOB
State	IL
Zip	62281-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN BK 2038/268 EXC 70 LOTS 7 & 8 100X 150
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	7-8
Jurisdiction	MADISON IL
Township / Civil Division	ST. JACOB
Census Block Group	4
Census Block	4026
Census Tract	403702

Owner

Source: Madison County assessment roll, APN 05-2-23-09-20-403-012, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 E 2ND ST, SAINT JACOB, IL 62281-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 11, 2026
Transfer Doc	0000013767
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	May 14, 2026
Property Address	402 E 2ND ST, SAINT JACOB, IL 62281-1628
Document Number	0000013767
Instrument Date	May 11, 2026
Instrument	202613767
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 2ND ST, SAINT JACOB, IL 62281-1628

Tax Assessment & Valuation

Source: Madison County assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	St. Jacob Township
Municipality	St. Jacob Village
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,715.00 (+10.4%)	$76,380 (+33.02%) Land $13,070 Building $63,310	$229,140 (+32.89%) Land $39,210 Building $189,930
2024	$4,271.00 (+17.89%)
2022	$3,623.00	$57,420 Land $9,830 Building $47,590	$172,433 Land $29,520 Building $142,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194037024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 256 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Progressive Voice & Data Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1190950, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST JACOB serves 2,008 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.