Carroll County property record for 407 Crest Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,069 sqft · built 2002 |
| Lot Size | 0.414 acres (18,031 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,500 (Apr 2016) |
| Tax Bill | $5,917 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-136501 |
| Primary APN | 07-136501 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,069 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,031 sqft (0.414 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 136501 |
|---|---|
| Street Address | 407 CREST LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 2 - 18031 SF 407 CREST LN 50-268 WINDEMERE ESTS PH 1 AMND |
| Legal Subdivision | WINDMERE ESTATES PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 507802 |
407 Crest Ln is owned and occupied by two individuals who bought it in April 2016.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 CREST LN, WESTMINSTER, MD 21157-7284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on File |
| Deed Sale | Apr 15, 2016 · Amount on File |
| Prior Sale | Dec 7, 2015 · Amount on File |
| Deed Book / Page | 8278 / 368 |
| Prior Transfer Date | Aug 5, 2015 |
| Prior Transfer Doc | 0081700312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 407 CREST LN, WESTMINSTER, MD 21157-7284 |
| Document Number | 0085900339 |
| Book / Page | 008590 / 000339 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2017 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 407 CREST LN WESTMINSTER MD 211577284, WESTMINSTER, MD 21157-7284 |
| Document Number | 0085900339 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 008590/000339 |
| Name | HOMEWOOD FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2047 |
The 2026 property tax bill for 407 Crest Ln was $5,917 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,917.00 (+5.17%) Homeowner's exemption | $556,900 Land $126,800 Building $430,100 | $556,900 Land $126,800 Building $430,100 |
| 2025 | $5,626.00 Homeowner's exemption | ||
| 2023 | $5,126.00 Homeowner's exemption | $453,700 Land $126,800 Building $326,900 | $453,700 Land $126,800 Building $326,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Crest Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Crest Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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