407 Chestnut St, Virginia, MN 55792 Property Records

St. Louis County property record for 407 Chestnut St, Virginia, MN 55792 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1980
Square Footage	5,125 sqft Gross Area
Lot Size	6,023 sqft (0.138 acres)
Last Sale	$100,000 (2017)
Tax Bill	$1,798.00 (2026)

Owner

Source: St. Louis County records · APN 090-0010-04460

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 CHESTNUT ST, VIRGINIA, MN 55792-2525
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Oct 10, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Oct 10, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Aug 15, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Oct 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Deed Doc Number	20171319838
Record Refreshed	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	407 CHESTNUT ST, VIRGINIA, MN 55792-2525
Document Number	0001376241
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHESTNUT ST VIRGINIA MN 557922525, VIRGINIA, MN 55792-2525

Mortgage

Document Number	0001376241
Date	Mar 19, 2020
Instrument	1376241

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 18, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	407 CHESTNUT ST, VIRGINIA, MN 55792-2525
Document Number	00A1366742
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHESTNUT ST VIRGINIA MN 557922525, VIRGINIA, MN 55792-2525

Mortgage

Document Number	00A1366742
Date	Nov 05, 2019
Instrument	A1366742

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 04, 2024

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	407 CHESTNUT ST, VIRGINIA, MN 55792-2525
Document Number	00A1366740
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHESTNUT ST VIRGINIA MN 557922525, VIRGINIA, MN 55792-2525

Mortgage

Document Number	00A1366740
Date	Nov 05, 2019
Instrument	A1366740

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 04, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	407 CHESTNUT ST, VIRGINIA, MN 55792-2525
Document Number	00A1363527
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHESTNUT ST VIRGINIA MN 557922525, VIRGINIA, MN 55792-2525

Mortgage

Document Number	00A1363527
Date	Sep 18, 2019
Instrument	A1363527

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 17, 2024

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2017
Property Address	407 CHESTNUT ST, VIRGINIA, MN 55792-2525
Document Number	00A1319838
Instrument Date	Nov 23, 2016
Instrument	A1319838
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	407 CHESTNUT ST VIRGINIA MN 557922525, VIRGINIA, MN 55792-2525

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,798.00 (+12.66%)
2025	$1,596.00 (+3.91%)	$92,100 (+61.58%) Land $7,800 Building $84,300	$92,100 (+61.58%) Land $7,800 Building $84,300
2024	$1,536.00	$57,000 (+8.57%) Land $7,800 Building $49,200	$57,000 (+8.57%) Land $7,800 Building $49,200
2022		$52,500 Land $7,800 Building $44,700	$52,500 Land $7,800 Building $44,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`090-0010-04460`
Alternative APN	`747669`

Interior

Building Area	5,125 sqft Gross Area
1st Floor	3,000 sqft 1st Floor
Basement Area	2,125 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer Exterior
Lot Area	6,023 sqft (0.138 acres)
Total Buildings	2 Total Buildings

Utilities and HVAC

Heating System	Steam Heating

Location & Zoning

Account Number	747669
Street Address	407 CHESTNUT ST
City	VIRGINIA
State	MN
Zip	55792-2525
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	LOTS 28 & 29 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	20
Legal Lot Number	28-29
Jurisdiction	ST LOUIS MN
Minor Civil Division	VIRGINIA
Census Blockgroup	2
Census Block	2007
Census Tract	13100

407 Chestnut St, Virginia, MN 55792 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Chestnut St

Nearby Streets

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