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405 Central Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 405 Central Ave, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,016 sqft · built 1890
Lot Size0.413 acres (18,000 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Nov 2017)
Tax Bill$2,857 (2026)
Deeds & MortgagesNov 2017 Sale
Flood ZoneZone X (minimal risk)
APN07-008155

Property Details

APN / Parcel Number

Primary APN07-008155
Alternative APNs
  • 7008155
  • 008155

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,016 sqft Total Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions180 ft deep x 100 ft wide
Pool Area336 sqft
PorchSlab
Porch Area464 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number008155
Street Address405 CENTRAL AVE
CityRIDGELY
StateMD
Zip21660-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description18000 SQ FT P3,4 SW/S CENTRAL AVE RIDGELY
Legal SubdivisionRIDGELY
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group2
Census Block2048
Census Tract955201

Owner

405 Central Ave is owned by two individuals who bought it in November 2017.

Source: Caroline County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address855 WOODMONT RD, ANNAPOLIS, MD 21401-6907
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2017 · Amount on File
Deed SaleNov 3, 2017 · Amount on File
Prior SaleDec 21, 2016 · Amount on File
Deed Document Number20171283-277
Deed Book / Page1283 / 277
Transfer Doc0005910001
Record UpdatedOct 29, 2026

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAROLINE MD
Recording DateNov 3, 2017
Property Address405 CENTRAL AVE, RIDGELY, MD 21660
Document Number0012830277
Book / Page001283 / 000277
Instrument DateSep 22, 2017
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyCHARTER TITLE CORPORATION

Transaction

AmountAmount on Record
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 MCKENDREE AVE ANNAPOLIS MD 214013621, ANNAPOLIS, MD 21401-3621

Tax Assessment & Valuation

The 2026 property tax bill for 405 Central Ave was $2,857, up 9.2% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,857.00 (+9.21%)$192,067 (+10.68%)$210,600 (-) Land $65,800 Building $144,800
2025$2,616.00 (+11.99%)$173,533$210,600 Land $65,800 Building $144,800
2024$2,336.00 (+5.85%)
2023$2,207.00$144,233$155,000 Land $49,800 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RIDGELY
serves 1,600 people · EPA ID MD0050006
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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