Franklin County property record for 400 Bluff Rd, Apalachicola, FL 32320
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 888 sqft · built 1938 |
| Lot Size | 0.392 acres (17,092 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $647 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-09S-08W-0000-0080-0000 |
| Primary APN | 02-09S-08W-0000-0080-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 888 sqft Heated Area |
| Gross Area | 1,328 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,092 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 440 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 400 BLUFF RD |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 218X277 FT OR 66 380 LESS PARCELS SOLD OR/439/104 OR/443/25 OR/628/307 694/52 953/616 |
| Legal Range | 08W |
| Legal Township | 09S |
| Legal Section | 02 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 970302 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 410 BLUFF RD, APALACHICOLA, FL 32320-1102 |
| Last Transfer Date | Dec 6, 2007 |
|---|---|
| Transfer Doc | 0019007273 |
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $647.00 (+3.35%) | $76,601 (-) Land $38,000 Building $38,601 | $76,601 (-) Land $38,000 Building $38,601 |
| 2024 | $626.00 (+6.46%) | $76,601 (+12.11%) Land $38,000 Building $38,601 | $76,601 (+12.11%) Land $38,000 Building $38,601 |
| 2023 | $588.00 (+27.83%) | $68,329 (+66.42%) Land $38,000 Building $30,329 | $68,329 (+66.42%) Land $38,000 Building $30,329 |
| 2022 | $460.00 | $41,058 Land $19,000 Building $22,058 | $41,058 Land $19,000 Building $22,058 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 83 (1985–2019) |
| Claims Outside the SFHA | 3 of 83 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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