Scott County property record for 412 Bell Ln, Oran, MO 63771
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1983 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,800 (Jan 2021) |
| Tax Bill | $479 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-4.0-17.00-003-002-001.60 |
| Primary APN | 09-4.0-17.00-003-002-001.60 |
|---|
| Building Area | 1,008 sqft Base Area |
|---|---|
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Street Address | 412 BELL LN |
|---|---|
| City | ORAN |
| State | MO |
| Zip | 63771-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 2 MILLER'S E. ACRES ORAN PB 11/26 S17 T28 R13 75 X 120 |
| Legal Range | 13E |
| Legal Township | 28N |
| Legal Section | 17 |
| Legal Subdivision | MILLER'S E ACRES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 780300 |
412 Bell Ln is owned and occupied by an individual who bought it in January 2021.
Source: Scott County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 BELL LN, ORAN, MO 63771-8118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF ADVANCE |
| Jan 26, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2021 · Amount on File |
| Deed Sale | Jan 26, 2021 · Amount on File |
| Deed Document Number | 2021410 |
| Deed Book / Page | 2021 / 410 |
| Prior Transfer Date | Jan 19, 2021 |
| Prior Transfer Doc | 002021/410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 412 BELL LN, ORAN, MO 63771-8118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 412 BELL LN, ORAN, MO 63771-8118 |
| Document Number | 002021/411 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 2021/411 |
| Instrument | 20210411 |
| Name | BANK OF ADVANCE |
|---|---|
| Type | Bank |
| Address | ADVANCE, MO 63730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Jan 26, 2021 |
| Property Address | 412 BELL LN, ORAN, MO 63771-8118 |
| Document Number | 002021/410 |
| Book / Page | 2021 / 410 |
| Map Reference | MB 11 PG 26 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 20210410 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 412 Bell Ln was $479, up 20.4% from the year before.
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Municipality | Oran City |
| Unified School District | Oran R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,360 (-) | ||
| 2025 | $479.00 (+20.35%) | $8,360 | $43,990 Land $5,540 Building $38,450 |
| 2024 | $398.00 | ||
| 2023 | $7,550 | $39,730 Land $5,540 Building $34,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 Bell Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Bell Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORAN PWS serves 1,294 people · EPA ID MO4010604 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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