401 Bell Ln, Oran, MO 63771 Property Records

Scott County property record for 401 Bell Ln, Oran, MO 63771

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 1992
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,300 (Nov 2011)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-4.0-17.00-003-004-001.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-17.00-003-004-001.00`

Interior

Building Area	1,760 sqft Base Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 BELL LN
City	ORAN
State	MO
Zip	63771-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & LOT 2 BLOCK 3 MILLER'S E. ACRES ORAN
Legal Range	13E
Legal Township	28N
Legal Section	17
Legal Subdivision	MILLER'S E ACRES
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	SCOTT MO
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2018
Census Tract	780300

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 BELL LN, ORAN, MO 63771-8118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2011 · Amount on Record
Deed Sale	Nov 28, 2011 · Amount on Record
Deed Book / Page	728 / 596
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	401 BELL LN, ORAN, MO 63771-8118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/5105
Date	Nov 22, 2017
Book Page	2017/5105
Instrument	20175105

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Oran City
Unified School District	Oran R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,010 (-)
2025	$1,370.00	$22,010 (+11.5%)	$115,830 (+11.5%) Land $8,320 Building $107,510
2023		$19,740	$103,880 Land $8,320 Building $95,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAN PWS serves 1,294 people · EPA ID MO4010604
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30