Scott County property record for 405 Bell Ln, Oran, MO 63771
| Property Type | Single Family Home |
|---|---|
| Details | 1,408 sqft · built 1998 |
| Lot Size | 0.309 acres (13,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,800 (May 2018) |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-4.0-17.00-003-004-002.50 |
| Primary APN | 09-4.0-17.00-003-004-002.50 |
|---|
| Building Area | 1,408 sqft Base Area |
|---|---|
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Roof Material | Composition Shingle |
| Lot Area | 13,440 sqft (0.309 acres) |
| Lot Dimensions | 120 ft deep x 112 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 BELL LN |
|---|---|
| City | ORAN |
| State | MO |
| Zip | 63771-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 LOT 4 & ALL LOT 5 BLK 3 MILLERS EAST ACRES ADDN ORAN R-1998 PB 11/26 112.5 X 120 |
| Legal Range | 13E |
| Legal Township | 28N |
| Legal Section | 17 |
| Legal Subdivision | EAST ACRES ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4-5 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 780300 |
405 Bell Ln is owned and occupied by two individuals who bought it in May 2018.
Source: Scott County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 BELL LN, ORAN, MO 63771-8118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK |
| May 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on File |
| Deed Sale | May 2, 2018 · Amount on File |
| Deed Document Number | 20181958 |
| Deed Book / Page | 2018 / 1958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 405 BELL LN, ORAN, MO 63771-8118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | UNITED LAND TITLE, UNITED LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 405 BELL LN, ORAN, MO 63771-8118 |
| Document Number | 2021/5040 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 2021/5040 |
| Instrument | 20215040 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | May 2, 2018 |
| Property Address | 405 BELL LN, ORAN, MO 63771-8118 |
| Document Number | 2018/1958 |
| Book / Page | 2018 / 1958 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 20181958 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | UNITED LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 BELL LN, ORAN, MO 63771-8118 |
| Document Number | 20181959 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 20181959 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 405 Bell Ln was $1,060.
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Municipality | Oran City |
| Unified School District | Oran R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,030 (-) | ||
| 2025 | $1,060.00 | $17,030 | $89,620 Land $5,240 Building $84,380 |
| 2023 | $15,240 | $80,230 Land $5,240 Building $74,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Bell Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Bell Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORAN PWS serves 1,294 people · EPA ID MO4010604 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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