DeSoto County property record for 412 Bedford Ln, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2013 |
| Square Footage | 3,532 sqft Adjusted Area |
| Lot Size | 16,046 sqft (0.368 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,745.00 (2025) |
| Primary APN | 3-08-1-01-19-0-00008-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,532 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 16,046 sqft (0.368 acres) |
| Street Address | 412 BEDFORD LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON ROWE SEC D LOT 8 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 01 |
| Legal Subdivision | CHARLESTON ROWE SEC D |
| Legal Lot Number | 8 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-01-19-0-00008-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO |
| Aug 06, 2021 | Deed of Trust, Mortgage · Line of Credit GREAT OAKS BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Aug 03, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Oct 16, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 |
| Deed Sale | Jul 25, 2025 |
| Prior Sale | Oct 16, 2020 |
| Deed Doc Number | 0102514196 |
| Deed Book / Page | 1025 / 14196 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 25, 2025 |
| Property Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Document Number | 1025/14196 |
| Book / Page | 1025 / 14196 |
| Map Reference | MB 112 PG 4 |
| Instrument Date | Jul 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1911 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604 |
| Name | Verified Name |
|---|---|
| Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Document Number | 0566273883 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 5662/73883 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Document Number | 005310/414 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 5310/414 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Address | TUNICA, MS 38676 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 214 Months |
| Due | Jun 15, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004977/39 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 4977/39 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Document Number | 005579/560 |
|---|---|
| Date | Aug 03, 2022 |
| Book Page | 5579/560 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 16, 2020 |
| Property Address | 412 BEDFORD LN, HERNANDO, MS 38632-8336 |
| Document Number | 000935/644 |
| Book / Page | 935 / 644 |
| Map Reference | MB 112 PG 4 |
| Instrument Date | Oct 09, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 BEDFORD LN, 412, HERNANDO, MS 38632-8336 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | PO BOX 366, TUNICA, MS 38676-0366 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,745.00 (+53.16%) | $40,734 (+36.55%) Land $5,000 Building $35,734 | $407,341 (+36.55%) Land $50,000 Building $357,341 |
| 2023 | $3,098.00 | $29,831 | $298,306 Land $50,000 Building $248,306 |
412 Bedford Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 42nd in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,389 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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