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398 Bedford Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 398 Bedford Ln, Hernando, MS 38632 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,342 sqft · built 2013
Lot Size0.39 acres (16,988 sqft)
OwnerTrust Name on File
Last Sale$484,000 (Aug 2020)
Tax Bill$4,319 (2025)
Deeds & MortgagesAug 2023 Sale
Aug 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-1-01-18-0-00007-00

Property Details

APN / Parcel Number

Primary APN3-08-1-01-18-0-00007-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,342 sqft Adjusted Area
1st Floor Area2,593 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions175 ft deep x 98 ft wide

Location & Zoning

Street Address398 BEDFORD LN
CityHERNANDO
StateMS
Zip38632-8313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTON ROWE SEC C LOT 7
Legal Range008
Legal Township03S
Legal Section01
Legal SubdivisionCHARLESTON ROWE SEC C
Legal Lot Number7
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1010
Census Tract71121

Owner

Source: DeSoto County records · APN 3-08-1-01-18-0-00007-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address398 BEDFORD LN, HERNANDO, MS 38632-8313
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Beneficiary Deed, Transfer
TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Aug 19, 2020Warranty Deed, Construction Loan · Construction Mortgage
CITIZENS BANK
May 29, 2019Warranty Deed, Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Prior SaleMay 29, 2019
Deed Book / Page929 / 489
Last Transfer DateAug 25, 2023
Transfer Doc1023/15626
Record UpdatedJun 08, 2026

August 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionDESOTO MS
Recording DateAug 28, 2023
Property Address398 BEDFORD LN, HERNANDO, MS 38632-8313
Document Number1023/15626
Book / Page1023 / 15626
Map ReferenceMB 111 PG 13
Instrument DateJul 13, 2023
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address398 BEDFORD LN, HERNANDO, MS 38632-8313

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address398 BEDFORD LN, HERNANDO, MS 38632-8313

August 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 19, 2020
Property Address398 BEDFORD LN, HERNANDO, MS 38632-8313
Document Number000929/489
Book / Page929 / 489
Map ReferenceMB 129 PG 14
Instrument DateAug 07, 2020
Transaction TypeConstruction Loan
Record UpdatedSep 14, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 851, OLIVE BRANCH, MS 38654-0851

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 851, OLIVE BRANCH, MS 38654-0851

Mortgage

Document Number0005020783
DateAug 19, 2020
Instrument5020/783
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueFeb 07, 2021

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 29, 2019
Property Address398 BEDFORD LN, HERNANDO, MS 38632-8313
Document Number000889/086
Book / Page0889 / 086
Map ReferenceMB 111 PG 13
Instrument DateMay 24, 2019
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 S STONY BRIDGE CIR, SPRING, TX 77381-4437

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 BEDFORD LN, HERNANDO, MS 38632-8313

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,319.00 (+15.98%)$39,654 (+36.72%) Land $5,000 Building $34,654$396,539 (+36.72%) Land $50,000 Building $346,539
2023$3,724.00$29,004 (-)$290,038 (-) Land $50,000 Building $240,038
2022$3,724.00$29,004 Land $5,000 Building $24,004$290,038 Land $50,000 Building $240,038

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 42% of Mississippi
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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