DeSoto County property record for 399 Bedford Ln, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,856 sqft · built 2022 |
| Lot Size | 0.915 acres (39,879 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,329 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-26-0-00002-00 |
| Primary APN | 3-08-1-01-26-0-00002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,856 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 39,879 sqft (0.915 acres) |
| Pool Area | 392 sqft |
| Patio Area | 400 sqft |
| Street Address | 399 BEDFORD LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CHARLESTON ROWE SEC H LOT 2 |
| Legal Subdivision | CHARLESTON ROWE SEC H |
| Legal Lot Number | 2 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 71121 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 399 BEDFORD LN, HERNANDO, MS 38632-8313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Feb 22, 2021 | Warranty Deed, Transfer PERFECT TITLE, PERFECT TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2021 |
| Deed Sale | Feb 22, 2021 |
| Deed Document Number | 0000948460 |
| Deed Book / Page | 948 / 460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 399 BEDFORD LN, HERNANDO, MS 38632-8313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 40 LAKE FRONT DR N, HERNANDO, MS 38632-1462 |
| Document Number | 0005421/78 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 5421/78 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 22, 2021 |
| Property Address | 399 BEDFORD LN, HERNANDO, MS 38632-8313 |
| Document Number | 000948/460 |
| Book / Page | 948 / 460 |
| Map Reference | MB 134 PG 39 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 LOSHER ST, HERNANDO, MS 38632-2106 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 LAKE FRONT DR N, HERNANDO, MS 38632-1462 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,329.00 (-16.02%) | $36,077 (-) Land $5,000 Building $31,077 | $360,768 (-) Land $50,000 Building $310,768 |
| 2023 | $3,964.00 | $36,077 | $360,768 Land $50,000 Building $310,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 42% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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