408 6th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 408 6th Ave, Watervliet, NY 12189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,426 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2020)
Tax Bill	$5,203 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011800 44.49-2-17`

Property Details

APN / Parcel Number

Primary APN	`011800 44.49-2-17`
Alternative APNs	`180004404900020170000000` `04404900020170000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,426 sqft Living Area
1st Floor Area	722 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	278 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	Electric
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04404900020170000000
Street Address	408 6TH AVE
City	WATERVLIET
State	NY
Zip	12189-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SIMMONS AVENUE
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	ALBANY NY
Township / Civil Division	WATERVLIET
Census Block Group	1
Census Block	1001
Census Tract	13400

Owner

408 6th Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 6TH AVE, WATERVLIET, NY 12189-3839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU MORTGAGE SERVICES
Oct 9, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 11, 2017	Grant Deed, Transfer · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	202023003
Prior Transfer Date	Mar 29, 2000
Prior Transfer Doc	2656000181
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	408 6TH AVE, WATERVLIET, NY 12189-3839
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	SASE PAC ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007864
Date	Nov 25, 2020
Instrument	R2020-27864

Lender

Name	SEFCU MORTGAGE SERVICES
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 9, 2020
Property Address	408 6TH AVE, WATERVLIET, NY 12189-3839
Document Number	0000023003
Instrument Date	Sep 30, 2020
Instrument	23003
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 6TH AVE WATERVLIET NY 121893839, WATERVLIET, NY 12189-3839

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 11, 2017
Property Address	408 6TH AVE, WATERVLIET, NY 12189-3839
Document Number	0000021611
Instrument Date	Aug 24, 2017
Instrument	21611
Transaction Type	Transfer
Record Updated	Dec 7, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	529 BLOOMINGROVE DR RENSSELAER NY 121449409, RENSSELAER, NY 12144-9409

Mortgage

Document Number	21612
Date	Sep 11, 2017
Instrument	21612

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 408 6th Ave was $5,203.

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Watervliet City
Unified School District	Watervliet City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,203.00
2025		$127,700 Land $20,700 Building $107,000	$217,103 Land $35,192 Building $181,911
2023		$127,700 Land $20,700 Building $107,000	$183,741 Land $29,784 Building $153,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 6th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 6th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET CITY serves 9,889 people · EPA ID NY0110127
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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