41180 Butternut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 41180 Butternut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,032 sqft · built 1979
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2025)
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-013-000-254`

Property Details

APN / Parcel Number

Primary APN	`10-00-013-000-254`
Alternative APN	`1000013000156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,160 sqft
Basement Area	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	264 sqft
Patio Area	793 sqft
Gazebo	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	41180 BUTTERNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-7429
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FROM -155 & -156
Legal Subdivision	CARLISLE
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2039
Census Tract	71500

Owner

Source: Lorain County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41180 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 6, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOL EMPS LORAIN CNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Jul 30, 2001 · Amount on Record
Deed Document Number	202559691
Prior Transfer Date	Apr 10, 2000
Prior Transfer Doc	0000686116
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 2, 2026
Property Address	41180 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429
Document Number	0000097986
Instrument Date	May 24, 2026
Instrument	202697986
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	41180 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 15, 2025
Property Address	41180 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429
Document Number	0000059691
Instrument Date	Jul 11, 2025
Instrument	2025-0059691
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 FORUM BLVD STE 18, 18, COLUMBIA, MO 65203-1319

Mortgage

Document Number	0000059692
Date	Jul 15, 2025
Instrument	2025-0059692

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41180 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429
Document Number	0000697586
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41180 BUTTERNUT RIDGE RD ELYRIA OH 440357429, ELYRIA, OH 44035-7429

Mortgage

Document Number	0000697586
Date	Dec 7, 2018
Instrument	697586

Lender

Name	SCHOOL EMPS LORAIN CNTY CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Dec 6, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00 (-1.24%) Homeowner's exemption
2024	$3,386.00 (+5.75%)	$82,908 (+28.18%) Land $15,533 Building $67,375	$236,880 (+28.18%) Land $44,380 Building $192,500
2023	$3,202.00 (+0.76%)	$64,681 (+%) Land $15,054 Building $49,627	$184,800 (-) Land $43,010 Building $141,790
2022	$3,178.00	$64,680 Land $15,050 Building $49,630
2021			$184,800 Land $43,010 Building $141,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	29 (1985–2021)
Claims Outside the SFHA	13 of 29
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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