Lorain County property record for 41162 Butternut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,881 sqft · built 1986 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,001 (Sep 2021) |
| Tax Bill | $5,571 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-013-000-158 |
| Primary APN | 10-00-013-000-158 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,881 sqft Living Area |
| 1st Floor Area | 2,881 sqft |
| Family Room | Family Room |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 226 sqft |
| Deck Area | 274 sqft |
| Patio Area | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 41162 BUTTERNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-10-013B -020-00 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 71500 |
41162 Butternut Ridge Rd is owned and occupied by an individual who bought it in September 2021.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41162 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BUCKEYE COMMUNITY BANK |
| Sep 9, 2021 | Fiduciary Deed, Transfer · Conventional Mortgage BUCKEYE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | Aug 17, 1998 |
| Deed Document Number | 2021006072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 41162 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000843637 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-0843637 |
| Name | BUCKEYE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LORAIN, OH 44055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 9, 2021 |
| Property Address | 41162 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7429 |
| Document Number | 0000838425 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-0838425 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41162 BUTTER RICK RD, ELYRIA, OH 44035 |
| Document Number | 0000838426 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-0838426 |
| Name | BUCKEYE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 41162 Butternut Ridge Rd was $5,571.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,571.00 | $141,860 (+%) Land $18,200 Building $123,660 | $405,310 (-) Land $52,000 Building $353,310 |
| 2024 | $5,571.00 (+1.57%) | $141,859 (+25.96%) Land $18,200 Building $123,659 | $405,310 (+25.96%) Land $52,000 Building $353,310 |
| 2023 | $5,485.00 (+0.75%) | $112,620 (-) Land $17,647 Building $94,973 | $321,770 Land $50,420 Building $271,350 |
| 2022 | $5,444.00 | $112,620 Land $17,650 Building $94,970 | |
| 2021 | $321,770 Land $50,420 Building $271,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41162 Butternut Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 29 (1985–2021) |
| Claims Outside the SFHA | 13 of 29 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41162 Butternut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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