41230 Butternut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 41230 Butternut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 1970
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2017)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`10-00-013-000-058`

Property Details

APN / Parcel Number

Primary APN	`10-00-013-000-058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
1st Floor Area	1,148 sqft
2nd Floor Area	551 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	360 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	41230 BUTTERNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.880 AC
Legal Subdivision	SECTION #13
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2039
Census Tract	71500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Jun 26, 2017	Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Nov 3, 2009 · Amount on Record
Deed Document Number	2017003264
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431

Mortgage

Document Number	0000073910
Date	Nov 4, 2025
Instrument	2025-0073910

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431

Mortgage

Document Number	0000832329
Date	Aug 4, 2021
Instrument	2021-0832329

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431
Document Number	0000766694
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41230 BUTTERNUT RIDGE RD ELYRIA OH 440357431, ELYRIA, OH 44035-7431

Mortgage

Document Number	0000766694
Date	Jun 29, 2020
Instrument	766694

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2045

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 26, 2017
Property Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431
Document Number	0000634476
Map Reference	DB 247 PG 96
Instrument Date	Jun 22, 2017
Instrument	2017-0634476
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CLEVELAND HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41230 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7431

Mortgage

Document Number	0000634477
Date	Jun 26, 2017
Instrument	2017-0634477

Lender

Name	UNION HOME MORTGAGE CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00	$65,910 (%) Land $15,760 Building $50,150	$188,320 (-) Land $45,030 Building $143,290
2024	$2,614.00 (-5.8%)	$65,913 (+16.61%) Land $15,761 Building $50,152	$188,320 (+16.61%) Land $45,030 Building $143,290
2023	$2,775.00 (+0.76%)	$56,525 (+0.01%) Land $15,274 Building $41,251	$161,500 (-) Land $43,640 Building $117,860
2022	$2,754.00	$56,520 Land $15,270 Building $41,250
2021			$161,500 Land $43,640 Building $117,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	29 (1985–2021)
Claims Outside the SFHA	13 of 29
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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