Frederick County property record for 4118 Celtic Way, Frederick, MD 21704 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,988 sqft · built 2009 |
| Lot Size | 0.123 acres (5,345 sqft) |
| Owner | Company Name on File |
| Last Sale | $396,945 (Oct 2009) |
| Tax Bill | $8,673 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-246412 |
| Primary APN | 07-246412 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,345 sqft (0.123 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 246412 |
|---|---|
| Street Address | 4118 CELTIC WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25309 SEC P1 5,345 SQ. FT. URBANA HIGHLANDS |
| Legal Subdivision | URBANA HLNDS SEC P1 |
| Legal Lot Number | 25309 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 752205 |
Source: Frederick County records · APN 07-246412
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4118 CELTIC WAY, FREDERICK, MD 21704-7382 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2009 · Amount on Record |
| Deed Sale | Oct 15, 2009 · Amount on Record |
| Deed Document Number | 20094412 |
| Deed Book / Page | 7549 / 14 |
| Last Transfer Date | Feb 05, 2016 |
| Transfer Doc | 0109940192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4118 CELTIC WAY, FREDERICK, MD 21704-7382 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0148790384 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 14879/384 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 471 Months |
| Due | Aug 19, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $654,167 (+8.71%) | $706,600 (-) Land $225,100 Building $481,500 | |
| 2025 | $8,673.00 (+6.81%) | $601,733 (+16.82%) | $706,600 (+28.64%) Land $225,100 Building $481,500 |
| 2024 | $8,120.00 (+8.38%) | ||
| 2023 | $7,492.00 | $515,100 | $549,300 Land $175,100 Building $374,200 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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